OP - it's best to branch out and look at other cards. You may be stuck in a bucket and those generally don't move much as far as limits go. I would look into Discover/Amex as stated above. Depending on your scores, AAoA, currently limits, income, any baddies, etc. there's many other cards that are much better. Example, 2% CB cards such as Citi DC and Paypal 2%. Also, depending on what your expenses are, certain cards may work better for you.
>>>"I prefer to stay with Cap one if possible. I like the card I have with 1.5% cashback. However, like I said, the increases have practically stopped. And this is despite perfect payment history, and good scores."
If a Bank is not treating you for what you desrve, Sock Drawer The Card,
and Find someone that will meet your needs.
in others words, you Have The Power to Move on.
I read tons of success stories on what im suggesting
I also have had that success, I applied a few time for Capitol One, after a couple TRIPLE HP Declines,
I moved on, not worth it!, not knocking the Company or people that hold the cards.
There is a a page on the threads "search for pequalification's"
This seems to come up a lot so I thought I'd compile a list. Please comment about any other links with good pre-qualification sites and I'll update it.
- US Bank
- Discover (After submitting, scroll down to the section giving rates. If it's a single rate or a narrow range (3%) it's potentially a good pre-qualification. If it's a wide range, it's likely just marketing and is not a pre-qualified offer).
- AMEX
- Chase
- Citi
- Capital One
- Merrick
- Home Depot
Happy hunting!
