Perhaps you should give them a call and talk with someone.
I'm sure someone will be willing to correct me, but I've never heard of not being able to apply for additional Amex cards or CLIs when you have a CL placed on a platinum card. As far as them lifting the limit on your platinum, how many months did you spend up to the limit and PIF? If it was just two, or three months, it was most likely not enough activity to trip their algorithms into making a change or CLI. In contrast, the reduced spending patterns would only confirm (to them) that your activity doesn't warrant a change, or higher limit, or returned to NPSL status. As suggested I would contact Amex and speak to them about whats going on, raising your Platinum limit, or even about perhaps transferring some of your limit from the Delta Reserve if you prefer to use the Platinum.
Well the whole thing just sounds odd to me. Appreciate you sharing all the information. Your frustration is understandable
What is your POT limit?
Why are you still worrying about AMEX at this point?
Why stay with a company that doesnt want your business and has basically made that clear?
With your profile, it doesnt look like you wouldnt take a big hit closing your AMEX cards.
If you truly want to have AMEX cards then maybe try again after AMEX's "lifetime" of 7 years without the card.
@JoeRockhead wrote:I'm sure someone will be willing to correct me, but I've never heard of not being able to apply for additional Amex cards or CLIs when you have a CL placed on a platinum card. As far as them lifting the limit on your platinum, how many months did you spend up to the limit and PIF? If it was just two, or three months, it was most likely not enough activity to trip their algorithms into making a change or CLI. In contrast, the reduced spending patterns would only confirm (to them) that your activity doesn't warrant a change, or higher limit, or returned to NPSL status. As suggested I would contact Amex and speak to them about whats going on, raising your Platinum limit, or even about perhaps transferring some of your limit from the Delta Reserve if you prefer to use the Platinum.
A preset limit is AA from Amex. Something spooked their algorithms. Amex AA is kneejerk and blankets the entire account which is why new cards and CLI are off limits. I mean, if they're so concerned with your ability to pay a charge card, why would they give you more credit? They'll even take away your ability to refer people. That one I found offensive. Like, do they think I'm going to refer more people like me and they don't want that? There was a recent thread where someone couldn't get a CLI and I advised them it was due to the preset limit. The other day they reported the limit was removed and they were able to get a CLI on their Delta right after.
I have noticed recently that Amex has been releasing some features while keeping the preset limit in place. In my case, I can now refer people and I'm starting to see upgrade offers again rather than just upgrades with no sub. Maybe in OPs case, they're willing to give them a gold, but I'm willing to bet it will also end up with a preset limit if it doesn't have one from the getgo.
