Good morning all!
I have a USAA Preferred Cash Rewards (never heard of it & can't find anyone else that has it...??) that I rarely use because of the high APR. When I do use it, I pay it off right away - they also have a ridiculously long time for transcations to go from "Pending" to Posted."
I made a few purchases on Amazon last week, and decided to put it on this card to reflect some usage - guess what?? I have the merchandise,..and the trasactions are still pending!!
What gives with USAA?? I may have to bury this card deeper in the SD lol. What do you all recommend for annual usage of cards that are SD'd? (Use once every 3-6 months, 3 times a yr, etc..??)
I never seem to have that problem on my Limitless... The card posts transactions in an average amount of time (usually 2 to 3 days).
Your problem is not with USAA. It is with Amazon. They intentionally take a long time to finalize their charges with your financial institution. I think they do that to reduce the number of credits they have to issue if the merchandise remains on backorder, gets lost in shipping, arrives damaged, or has some other problem. This delayed posting with Amazon purchases affects several of my credit card accounts.
I have found that USAA takes between 2 and 3 days (sometimes longer) for purchases to leave the "pending" status. But boy, if you make a purchase within a day of your account's cycle date watch how fast those pending charges make it to your statement