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What's your ACL (Average Credit Limit)?

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BrutalBodyShots
Established Contributor

Re: What's your ACL (Average Credit Limit)?


@Aim_High wrote:

$46,082

Man, @Aim_High, you're leaving me in the dust! If I didn't use/find value in my lowest limit card as much as I do, I'd have to close it just to attempt to keep up with your progress.

Message 101 of 106
DanteJuan95
Contributor

Re: What's your ACL (Average Credit Limit)?

Mines is currently (and disappointingly) float around 9k in TCL from 3 of my cards combined.

















Message 102 of 106
Hut1
Established Contributor

Re: What's your ACL (Average Credit Limit)?

$22K across 10 cards. 

Highest: $35K Amex BCE

Lowest: $10K PenFed Gold

 

I started in 2019 with myFICO's help, so I'm definitely what I would consider a success story from this forum since I started from nothing. (Scores in the mid 600's and never owned a cc)






Message 103 of 106
Snook_on_the_Line
Established Contributor

Re: What's your ACL (Average Credit Limit)?

After a couple CLIs and closing a card 

I'm now at $14,895 average across 10 open credit cards 

NFCU Flagship $29k
Lowe's Rewards $35k
Chase Prime VS $17.5k
Citi Custom Cash $16.4k
Citi AA Platinum $18.8k
Citi AA Platinum $9.5k
USBank Smartly $10k
Prime Store Card $7.5k
Cap1 Savor $2750
BofA Customized Cash $2.5k
Ficos in the 750s
8% uti (0% BTs)

US Bank Business Triple Cash $3k
Message 104 of 106
dfwxjer
Established Contributor

Re: What's your ACL (Average Credit Limit)?

Updated ACL after the Chase United card

 

Citi CC - $55k

Citi Costco - $45k

Amex BCP - $70k

BofA - $60k

Chase Amazon Prime - $35k

Chase Sapphire Reserve - $55k

Chase United Explorer - $50k

 

TCL - $370k 

ACL - $52,857 across 7 accounts. 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime, United Explorer
Citi - Custom Cash, Costco Visa
TCL - $370k
CC utili - 2%
Experian - 818
Message 105 of 106
AirPodMax
Valued Member

Re: What's your ACL (Average Credit Limit)?

Fun question I've got 16 cards but one of them is an AMEX Gold, so I'll divide my TCL ($201,800) by 15!

 

$13,453- higher than I would've guessed if I had to throw a number out off the top of my head.

 

Cheers!



Utilization:

Current FICO® Score 8:

MyFICO Forums:
Message 106 of 106
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