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Right now, the Amex Platinum of all things. It earns me practically nothing, but I don't care. It pays for my morning coffee just as well as any other card. It Just Werks.
Honestly, I think I'm just tired of the whole rewards game and need a break.
Amex Gold is my daily driver. I use my Discover for 5% catagories, still in the first year so its technically 10%. I use my Quicksilver as a catch all if Amex isn't accepted.
I’m been SUB-chasing almost a year and a half straight with Chase so it’s hard to say what it will be next. It probably is a card I don’t currently carry. I expect to get another few card SUBs before I garden for awhile. For past six months, it’s been mainly my Chase Marriott Bovoy Boundless and World of Hyatt which have given me a sweet $1650 in hotel stay SUBs.
My new daily driver after any SUBs will probably be either the BofA Premium Rewards with Platinum Honors Preferred Rewards if I am approved (or) a 2% card like the PenFed Power Cash which I prefer over CITI DC or PayPal MC. Once I spend down my accrued Ultimate Rewards some, I may also return some daily spend to CFU for future travel but I’m about tapped out on what I need for now. I do love the Chase Quadfecta though! The PR or PFPC will just give me a better cash-out capability than I have with Chase when I don’t want the travel.
*Edit*: Got the PenFed Power Cash Rewards in November 2019 and completed the $1500 spend for $100 SUB. My target card for 2020 is still the BoA Premium Rewards and moving funds to qualify for Preferred Rewards Platinum Honors level. For uncategorized spend, that would leave me four high-payout options: PenFed PowerCash or Apple Card: on Apple Pay for straight cash-back at 2%, Chase FU at 2.25% on UR travel redemption, and BoA PR at 2.625% for straight cash-back. (added 01/31/2020)
Discover all day. I'm getting the first year cashback match and my only other card just gives me 1% back.
@Stralem wrote:Right now, the Amex Platinum of all things. It earns me practically nothing, but I don't care. It pays for my morning coffee just as well as any other card. It Just Werks.
Honestly, I think I'm just tired of the whole rewards game and need a break.
Planning on trimming the AFs?
I'm likely to close Savor and downgrade BCP back to BCE. I'm even questioning the value of CSR with Amex improving travel insurance.