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What’s your current daily driver?

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5KRunner
Frequent Contributor

Re: What’s your current daily driver?

Groceries: Disco (5% doubled until February 20), AmEx BCP (6%)

Dining: Savor One (3%)

Gas: PNC Cash Rewards (4%)

Utilities & cell: US Bank Cash+ (5%)

Streaming services (YouTube Music, satellite radio, NHL TV): AmEx BCP (6%)

Auto service: Huntington Voice (3%)

Non-category: PenFed Power Cash (2%)

Just in case I need a BT offer: Langley Cash Back (0% APR for 12 months, 3% BT fee, ends March 31)

Message 151 of 173
JamP
Valued Contributor

Re: What’s your current daily driver?

Cap1 Savor - Restaurants 4%

Amex BCE - Grocery Stores 3%

Walmart - Walmart 5%

Alliant Sig - 3% expired - now 2%.

CitiDC - Bills/school loans (until I can find a 2.5% or higher Mastercard to use with Plastiq)

Sams MC- Gas and Cell(for insurance)

Discover - 5% category spend

Honorable mention AARP- Gas and Huntington Voice - Walmart

250k+ CL and climbing.
Message 152 of 173
KJinNC
Valued Contributor

Re: What’s your current daily driver?

Temporarily, Amex Platinum, to hit the SUB.

 

When that's done:

 

Amex Gold for restaurants and groceries

Coastal 3-2-1 for gas

Apple for my rare purchases from Apple and Walgreen's and some Apple Pay purchases

Amazon Store Card for Amazon

Discover for whatever its 5% category is at the time

Hilton Aspire for actual Hilton bookings

Amex Platinum for a few specific things (Uber, Delta incidentals, etc)

PayPal MC for anything else

 

My plans for tweaking my card lineup, in time, are to downgrade Aspire to the no-AF Hilton card, to upgrade Delta Gold to Delta Platinum, to add Ducks Unlimited, to possibly open a Citi AAdvantage card, to eventually add the rotating 5% Chase card (but can't do this until late 2021), and perhaps to close the Apple Card. But no rush for any of those.

Message 153 of 173
Anonymous
Not applicable

Re: What’s your current daily driver?

My discover it has been my daily driver but I’m fixing to switch over to my boa rewards for the 5% cash back
Message 154 of 173
AverageJoesCredit
Legendary Contributor

Re: What’s your current daily driver?

Im finishing up year #1 with my Disco Chrome. Not sure what ill use as my daily driver now . With as many cards as i have , i should just put them in a bowl, close my eyes and pick oneSmiley Wink. My luck id pull out a store card😁
Message 155 of 173
Anonymous
Not applicable

Re: What’s your current daily driver?

I rotate between my Discover IT Chrome and Apple Card for the cashback. Still dreaming of a Amex and Chase to my collection lol .

Message 156 of 173
Aim_High
Super Contributor

Re: What’s your current daily driver?


@Anonymous wrote:

I rotate between my Discover IT Chrome and Apple Card for the cashback. Still dreaming of a Amex and Chase to my collection lol .


You'll get there. Smiley Happy

Looks like you've got a good foundation of cards to build on.

AMEX probably first.  DPs I have read indicate it's easiest to start to with cobrands (Hilton-Marriott-Delta), then charge cards (Plat-Gold-Green), and finally rotators (Cash Magnet, Blue Cash Everyday/Preferred etc). 

And welcome to My Fico Forums!


Business Cards


Length of Credit > 42 years; Total Credit Limits > $947K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 97.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 157 of 173
Anonymous
Not applicable

Re: What’s your current daily driver?

Thank you, I appreciate that and the Amex info. Your credit catalog is really impressive. The Citi double rewards is what I’m after as well, hopefully when my new citi secured graduates.
Message 158 of 173
Khooks2
Established Member

Re: What’s your current daily driver?

Delta Amex Gold


Message 159 of 173
RSX
Valued Contributor

Re: What’s your current daily driver?

Amex BCP

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 160 of 173
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