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What's your favorite Credit Card?

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Anonymous
Not applicable

Re: What's your favorite Credit Card?

 

 

 

1. My favorite credit card is ..... Discover More

2.  I like this card most because.... Intro 0% APR for 15 months

3. My favorite feature is ..... Cashback bonus categories are great, and love the redemption options (restaurant giftcards, buy at Amazon with cashback, etc)

4. I've had this card for _____  yrs / months.... 4 months

5. I applied for this card because..... A great cashback card for no annual fee. If my primary card is always going to be a travel card and those can change, I need a no AF cashback card to keep indefinitely to help hold up my AAoA

 

Oh yeah and how can you not like a credit card with the Stanley cup on it. Smiley Happy

 

Message 11 of 20
Guava
Established Contributor

Re: What's your favorite Credit Card?

No AMEX so far! Smiley Surprised


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 12 of 20
Anonymous
Not applicable

Re: What's your favorite Credit Card?

1. My favorite credit card is my Southwest Chase card!

2.  I like this card most because it's the card I've wanted for 5+ years and it's my highest CL at the moment (and probably for a while).

3. My favorite feature is the 50,000 bonus miles I got for signing up!

4. I've had this card for one month.

5. I applied for this card because I love Southwest!

Message 13 of 20
TNTransplant
Established Contributor

Re: What's your favorite Credit Card?

1. My favorite credit card is .....  My Citi Diamond Preferred, because it was my first prime card since all my other cards were closed in the 2008 credit crunch. 

 

2.  I like this card most because....   It allowed me to pay off a horrid debt consolidation loan with 0% interest for 21 months.

 

3. My favorite feature is .....  The 0% rate for purchases and BTs until May, '13.

 

4. I've had this card for _____ months....   9 months.

 

5. I applied for this card because.....  I really felt like I could never get a good card again, but I received a pre-approval letter in the mail and took the chance.  Smiley Happy

 


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 14 of 20
pipeguy
Senior Contributor

Re: What's your favorite Credit Card?

1. My favorite credit card is .....


 

Capital One Platinum Prestige MC, High CL, 15 month 0% intro, no AF, low APR, simple easy straight forward credit card (not rewards, cash back, jump through this hoop....) which is what I prefer.

 

Message 15 of 20
webhopper
Moderator Emeritus

Re: What's your favorite Credit Card?


@pipeguy wrote:

1. My favorite credit card is .....


 

Capital One Platinum Prestige MC, High CL, 15 month 0% intro, no AF, low APR, simple easy straight forward credit card (not rewards, cash back, jump through this hoop....) which is what I prefer.

 


What's your CL?

FICO 8:
Goal: Gardening!
Message 16 of 20
pipeguy
Senior Contributor

Re: What's your favorite Credit Card?


@webhopper wrote:

@pipeguy wrote:

1. My favorite credit card is .....


 

Capital One Platinum Prestige MC, High CL, 15 month 0% intro, no AF, low APR, simple easy straight forward credit card (not rewards, cash back, jump through this hoop....) which is what I prefer.

 


What's your CL?


Started at $7500, I'm still in the no APR (0%) intro period and I have not requested an increase so I can't comment on that part. Current CL is more than enough for my needs.

 

I understand that "High CL" is a subjective comment, I guess I should have said "high enough CL".

Message 17 of 20
Anonymous
Not applicable

Re: What's your favorite Credit Card?

1. My favorite credit card is my Chase Freedom

2.  I like this card because of the rewards I rack up and the 5% bonus!

3. My favorite feature is the rewards and or statement credits

4. I've had this card for over 4 years.

5. I applied for this card when it was Circuit City Chase, I was given an automatic PC when Circuity City closed. I did not choose Freedom it chose me.

Message 18 of 20
webhopper
Moderator Emeritus

Re: What's your favorite Credit Card?


@pipeguy wrote:

@webhopper wrote:

@pipeguy wrote:

1. My favorite credit card is .....


 

Capital One Platinum Prestige MC, High CL, 15 month 0% intro, no AF, low APR, simple easy straight forward credit card (not rewards, cash back, jump through this hoop....) which is what I prefer.

 


What's your CL?


Started at $7500, I'm still in the no APR (0%) intro period and I have not requested an increase so I can't comment on that part. Current CL is more than enough for my needs.

 

I understand that "High CL" is a subjective comment, I guess I should have said "high enough CL".



Hehe, High = High enough for me to never have to worry... so in that case, High was an accurate description Smiley Happy

FICO 8:
Goal: Gardening!
Message 19 of 20
Anonymous
Not applicable

Re: What's your favorite Credit Card?


@webhopper wrote:

Just wanted to post something, for human interest and to get a good cross section of what's everyone's favorite card Smiley Very Happy 

 

1. My favorite credit card is ..... BoA 123 Cash Rewards

2.  I like this card most because.... It's my workhorse card for regular purchases: 3% on gas, 2% on groceries, and 1% on everything else.

3. My favorite feature is ..... 3% on gas

4. I've had this card for 1 year....

5. I applied for this card because I've been a BoA customer for many years and I finally had a FICO good enough to get a prime card.  Out of the cards I had a chance to actually get, this was the most useful option.

 


 

Message 20 of 20
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