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What's your highest limit with Capital One?

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s_haliz
Valued Contributor

Re: What's your highest limit with Capital One?

$20K Initial Limit on QS VISA Signature since April 2014. May ask for CLI. All scores are in 800s.....

TU FICO 850 | EQ FICO 850 I EX FICO 850
Message 31 of 41
Anonymous
Not applicable

Re: What's your highest limit with Capital One?

2 Personal Cards:

Quicksilver    300 to 2000 after Credit Steps

VentureOne  1400  to 2500 after called in for CLI this month

 

2 Business Cards

Spark   1000   always same

Spark Miles  2000 to  3500 after called in for CLI this month

Message 32 of 41
Involver
Valued Contributor

Re: What's your highest limit with Capital One?

$30k

My old secured card.

Can't bring myself to close it for some reason. They keep waiving the AF so might as well just let it go forever.
Message 33 of 41
Involver
Valued Contributor

Re: What's your highest limit with Capital One?

Err make that $300. Auto corrected.
Message 34 of 41
SunriseEarth
Moderator Emeritus

Re: What's your highest limit with Capital One?

My highest Cap One CL is my QS1 MC @ $4000.   This is 2nd highest bankcard CL, just $500 short of my BCE.  Considering that I've had two prior COs with Cap One (1 settled, one aged off), I'm very pleased with how they've dealt with me.   I'm hoping to get this over $5K in March and seeing if I can PC to regular QS.   Unfortunately, this card is stuck with a $74 AF from its days as a Household Bank rebuilder (with a $300 CL).   I had the AF waived last year and will ask again this year, if I don't PC by that time.



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $53000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Jared Gold Card $19000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Sephora VS $9400 | Wayfair MC $4500 | ~~
Message 35 of 41
Anonymous
Not applicable

Re: What's your highest limit with Capital One?

Was playing around with the pre-qualified links for all credit card companies. Was trying to stay in the garden for an eventual app for the Chase Freedom (which came early because of the $200 bonus Smiley Indifferent ), but Cap One pre-approved me for the lowest rate on all their cards. I didn't really need another rewards card so I just apped for the Platinum Prestige since it had the lowest rate 10.99%. Ended getting approved for $10,000 Smiley Surprised ....my highest limit card before that was $3,400 Amtrak card from Chase. By the way, I was approved for the Chase Freedom $1,200 @ 22.99% Smiley Frustrated . LOL...whatever....I'll take the free $200 (and the 0% interest). Once the intro rate expires I'll try to negotiate for a lower APR (which I hard is impossible with Chase)....so I'll likely end up cancelling the card. 

 

TL;DR: $10,000 @ 10.99% my highest limit card and lowest rate

Message 36 of 41
Anonymous
Not applicable

Re: What's your highest limit with Capital One?

$50K on the Venture, and $2K on a platinum starter card. Was in disbelief of the Ventre limit until i actually had the card in hand. 

Message 37 of 41
Anonymous
Not applicable

Re: What's your highest limit with Capital One?

Quicksilver- 1200 (Was 500 I had to beg for that increase lol)

2nd Quicksilver- 600 (cheapasses will not budge off that lol)

Message 38 of 41
Danizzle
New Contributor

Re: What's your highest limit with Capital One?

QS opend in August this year with a $3,000 limit. I don't plan to use it a whole lot (at least in the US) since the DC came out right after I was approved.

 

I am interested in the credit steps or CLI at the 5 month mark.

All FICO scores as of 9.1.14: Exp 744, Eq 745, TU 764
Goal: 800+ across the board
Message 39 of 41
slvrhwk
Regular Contributor

Re: What's your highest limit with Capital One?

Started with Visa Platinum with $500 limit.

Auto-CLI to $750 after 6 months.

Nothing for a year, then I clicked the luv button and increased to $1250.

Last month, tried again, they increased the limit to $4250.

Asked them to upgrade it to Quicksilver.

 

TLDR; $4250 on Quicksilver Visa.

Current Score TU: 787, EX: N/A, EQ: N/A
Message 40 of 41
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