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What's your lowest/highest APR on your CC's?

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kdm31091
Super Contributor

Re: What's your lowest/highest APR on your CC's?

Does Capital One give ANYONE a Quicksilver under 20% APR? It seems like even those with high scores have APR's above 20%!

Message 11 of 83
EddieK
Established Contributor

Re: What's your lowest/highest APR on your CC's?


@Anonymous wrote:

@EddieK wrote:

@Anonymous wrote:

@EddieK wrote:

11.50% on DCU and 24.90% on Chase SW.


How the heck is your APR that high on a Chase SW?

 

Publicly offered is 15.99%


Got it years ago...was an Airtran A+ card, then Chase took over the card.  


Close + Reopen. They are offering 50K signup bonus for 2K spend.


That's a good idea...I'll probably get a higher limit too, it's only 2K.  And I'm pre-qualified on Chase's site for the CSP so I'd think I'd get at least 5K.

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 12 of 83
Anonymous
Not applicable

Re: What's your lowest/highest APR on your CC's?


@kdm31091 wrote:

Does Capital One give ANYONE a Quicksilver under 20% APR? It seems like even those with high scores have APR's above 20%!


Yes, apparently. But it is hard to get. There are some that recommend getting a Cap1 Platinum Prestige for the Low APR and then PC to a QS WMC.

Message 13 of 83
CarbonCard
Established Contributor

Re: What's your lowest/highest APR on your CC's?

Mine is ironic.. Both my lowest and my highest APR comes from Barclays haha

 

Lowest: Barclay Ring with 8%

Highest: Sallie Mae WMC with 22.99%

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus

Take the myFICO Fitness Challenge
Message 14 of 83
Anonymous
Not applicable

Re: What's your lowest/highest APR on your CC's?

Lowest is @7.99% - Penfed Visa

 

Highest is @20.99% - Chase Amazon.

 

For some reason the APR on this chase card is just ridiculous from what I have read from this site.

Message 15 of 83
-Wade-
Valued Contributor

Re: What's your lowest/highest APR on your CC's?

9.99% Penfed Cash Rewards  and 18.24 % Amex BCP

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 16 of 83
Anonymous
Not applicable

Re: What's your lowest/highest APR on your CC's?

CSP 15. someting

Message 17 of 83
woodyman100
Valued Contributor

Re: What's your lowest/highest APR on your CC's?


@kdm31091 wrote:

Does Capital One give ANYONE a Quicksilver under 20% APR? It seems like even those with high scores have APR's above 20%!


I have one at 19.8%. It started out as the old green rewards and has been pc'd and upgraded to what it is now.

NFCU-ICCU-EECU-PSECU-DoverFCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-Amarillo National Bank-CapitalOne-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-Evolve
Message 18 of 83
juggalo9er
Valued Contributor

Re: What's your lowest/highest APR on your CC's?

7.24% forum credit union with 1% cash back

highest wal mart @ 24,99

Message 19 of 83
kdm31091
Super Contributor

Re: What's your lowest/highest APR on your CC's?

Seems the majority of lower APR Quicksilvers are PC ones, yet Quicksilver's app claims you can get an APR of 12.9, 17.9 or 22.9. I have yet to see anyone with the 12.9 or even the 17.9%

Message 20 of 83
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