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What's your lowest/highest APR on your CC's?

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Anonymous
Not applicable

Re: What's your lowest/highest APR on your CC's?


@kdm31091 wrote:

Seems the majority of lower APR Quicksilvers are PC ones, yet Quicksilver's app claims you can get an APR of 12.9, 17.9 or 22.9. I have yet to see anyone with the 12.9 or even the 17.9%


Doesn't inpire much confidence, does it?

Message 21 of 83
Anonymous
Not applicable

Re: What's your lowest/highest APR on your CC's?

6.15% BoA Platinum Plus.  It was my life raft during my recession jobless time.  It helped me float up to 10k in debt for many years without defaulting.

Message 22 of 83
Anonymous
Not applicable

Re: What's your lowest/highest APR on your CC's?


@Anonymous wrote:

6.15% BoA Platinum Plus.  It was my life raft during my recession jobless time.  It helped me float up to 10k in debt for many years without defaulting.


Want, so much. Smiley Happy

Message 23 of 83
Anonymous
Not applicable

Re: What's your lowest/highest APR on your CC's?

My highest APR is the US Airways card from Barclays, at 24.99%. I know that store cards usually have the highest APRs, but my Nebraska Furniture Mart card is tied with AMEX for my lowest APR, at 18%.

Message 24 of 83
zsepthenne
Regular Contributor

Re: What's your lowest/highest APR on your CC's?


@kdm31091 wrote:

Does Capital One give ANYONE a Quicksilver under 20% APR? It seems like even those with high scores have APR's above 20%!


Mine is 17.99%. 

 

Discover 10.99%

Walmart Mastercard 22.99 %

Beginning Scores 9/2013: EX 651, TU 639 Short term goals: Scores in the mid 700s 1/15 TU08 701| 4/2018 TU08 800!! |11/2019 TU 785
CapOne Quicksilver $5000 | Barclaycard Rewards Mastercard $6900 | Amex Everyday $15000 | Discover It $13000 | Cap One Walmart Mastercard $8000 | BofA Cash Rewards $3200 | CareCredit $7200 | Citibank Double Cash $10500 | Chase AARP $5500
Message 25 of 83
Anonymous
Not applicable

Re: What's your lowest/highest APR on your CC's?

You just reminded me of store cards...

Low- AMEX BSP @ 14.24%,
High- Barclays US Airways @ 24.99%

Low (Store)- Cabela's Visa @ 16.24%/9.99% @ Cabela's.
High (Store)- Overstock @ 26.99%

Message 26 of 83
Anonymous
Not applicable

Re: What's your lowest/highest APR on your CC's?


@Anonymous wrote:
You just reminded me of store cards...

@Anonymous AMEX BSP @ 14.24%,
@High- Barclays US Airways @ 24.99%

@Anonymous (Store)- Cabela's Visa @ 16.24%/9.99% @ Cabela's.
@High (Store)- Overstock @ 26.99%


I thought the highest APR was 25%, except for cards like Credit One and First Premier. I feel like anything higher would discourage most people from applying.

Message 27 of 83
Anonymous
Not applicable

Re: What's your lowest/highest APR on your CC's?

Comenity cards tend to be in this high APR range.
Message 28 of 83
zsepthenne
Regular Contributor

Re: What's your lowest/highest APR on your CC's?

Yeah I think my closed SCT cards were 26.99% 8-0

Beginning Scores 9/2013: EX 651, TU 639 Short term goals: Scores in the mid 700s 1/15 TU08 701| 4/2018 TU08 800!! |11/2019 TU 785
CapOne Quicksilver $5000 | Barclaycard Rewards Mastercard $6900 | Amex Everyday $15000 | Discover It $13000 | Cap One Walmart Mastercard $8000 | BofA Cash Rewards $3200 | CareCredit $7200 | Citibank Double Cash $10500 | Chase AARP $5500
Message 29 of 83
toothgrind3r
Established Contributor

Re: What's your lowest/highest APR on your CC's?

Citi Hilton HHonors Reserve: 15.24%

Barclay Rewards: 24.99%

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 30 of 83
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