What should I do?

[Anonymous]

I have a Cap1 card with a $300 limit and 39 AF that I have had since 05' the average years of my accounts are only 2 years...I just got a new Cap1 with 2K limit no AF...should I combine and not have the AF or leave them separate since it will pull the age of my cards down...or should I not worry since I they are only 2 years old...

[Anonymous]

you will keep the history for up to 10 years, if it were me i would call the back door number (per timothy's experince) and ask them to combine into the oldest card and waive the af. if that didn't work i would certainly combine and dump the af card.

edit to add: as long as the rate/rewards work better for you, those are important as well.

[Anonymous]

need the backdoor again..

[Anonymous]

800-889-9939

i think there is another one floating around, but this is the 1 i have at the moment.

[Anonymous]

That the number I used-

Get the CLI on the old card- then next month combine.

---

dnm45227 wrote:

800-889-9939

i think there is another one floating around, but this is the 1 i have at the moment.

---

[NICKI183]

---

Timothy wrote:

That the number I used-

Get the CLI on the old card- then next month combine.

---

dnm45227 wrote:

800-889-9939

i think there is another one floating around, but this is the 1 i have at the moment.

---

---

Yes, there is another number its in the Capitol one promotion thread.  I just used it and got a CLI of $500 without a hard or soft pull.

[Anonymous]

beta, I think it's a good idea of combining cards. But I have a suggestion for you to consider.....

How about calling the back door number and asking for a cli on each of the cc's? Then in 2 or 3 months, combining then?

(just a suggestion)