What should I do?

[amersafe]

Hello,

           I have had a citi sears mastercard since '05 never have i asked for a CLI or interest rate decrease at the time i recived the card fico was like 614 now i have a 736 should i try to get better deal?? and CLI increase? if so how should i go about doing it?

Thanks

[djc1puno]

I think your due for a cli! Maybe contact the eo office...gl!

[amersafe]

eo office??

[djc1puno]

Executive office for capone...email the eo

[djc1puno]

Sorry...too many capone threads read...lol...someone here must have it tho

[amersafe]

i was looking for advice on how to go about lowering my current APR and getting a CLI.....citi sears mastercard....i here such bad things about this card online 22.95% is unreal!

[Anonymous]

You would get good apr cards through CU. You could apply for new card as many of them come with 15 month or more 0% apr promo with citi simplicity being one card. You have long history with Citi and they are generous to existing customer. You could also call citi to get better apr on your existing card.

[SnackTrader]

22.95% is pretty normal for a store card.

Is this the card underwritten by Citibank? If that's the case, you can probably request a CLI over the phone...just like you can with other Citi cards. I'm not positive though...

Anyone know more about this?