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What should my next credit card be?

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indiolatino61
Valued Contributor

Re: What should my next credit card be?


@Drew wrote:

Hi All -

 

Alright, so.  I'm undecided about what my next credit card should be.  I'd like to apply for one in about three months time, which is when my last round of applications hit the one year mark.  I currently have the cards list below in my signature (Sapphire, Freedom, BCE, QuickSilver and GECRB ON).  I'm not bias towards a specific type of reward credit card, but more interested in the card's prestige and best bang for one's buck.

 

My credit score is around 750-765 and AAoA is approximately 2 years.  I look forward to your suggestions.


Well, you've got lots of room...your portfolio is not representing BOA, Citi or Discover, so whichever one of these has the best benefits for your spending pattern would be a good addition. The best of luck to you.

Message 11 of 15
emptypockets
Valued Contributor

Re: What should my next credit card be?

I would recommend either Bank of America Better Balance Rewards ot Travel Rewards; Barclays Arrival, or Fidelity AMEX


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 12 of 15
Drew
Frequent Contributor

Re: What should my next credit card be?

All very good suggestions, but are there other cards out there that aren't proficiently advertised?
Message 13 of 15
emptypockets
Valued Contributor

Re: What should my next credit card be?


@Drew wrote:
All very good suggestions, but are there other cards out there that aren't proficiently advertised?

For low interest rates:

 

https://www.simmonsfirst.com/personal_banking/credit_cards.aspx

 

and

 

http://www.iberiabank.com/personal/credit-cards

 

Both are considered VERY hard to get, and offer the lowest of interest (7.25-7.5%)


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 14 of 15
efranklin23
Valued Contributor

Re: What should my next credit card be?

If you can get approved, go after the PenFed 5% cards.

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 15 of 15
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