What to answer when CR asks why you're requesting a CLI?

[BLAIX]

I was just wondering if there was a reason behind this other than small talk. Whenever I request a CLI it's simply just because I want to be reporting at a high CL and low util. Is there a 'red flag' answer that I should avoid, or a better answer as to why I'm requesting a CLI? I never meet my maximum so surely I don't REQUIRE a CLI, I'd just like to build my credit.

[juggalo9er]

that you like to keep your utilization down

that you like the reward structure of the card

that the companies csr's are more friendly than another's

that you want to make them your primary card

extensive list....

[Anonymous]

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@juggalo9er wrote:

that you like to keep your utilization down

that you like the reward structure of the card

that the companies csr's are more friendly than another's

that you want to make them your primary card

extensive list....

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"I just got a huge bonus at work and i wanna shop till i drop."

[juggalo9er]

or the one i just used which is true: my salary just went from 35k to 81k....3x cli on the spot

[Ghoshida]

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@juggalo9er wrote:

or the one i just used which is true: my salary just went from 35k to 81k....3x cli on the spot

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Congrats on both the salary hike and the CLI

[juggalo9er]

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@Ghoshida wrote:

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@juggalo9er wrote:

or the one i just used which is true: my salary just went from 35k to 81k....3x cli on the spot

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Congrats on both the salary hike and the CLI

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thanks! thats what edumacutun did fur mi

[Shock]

say youre doing home repairs.

[Imperfectfuture]

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@Shock wrote:

say youre doing home repairs.

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Like tha, or for apartments, remodeling, new furniture.

[PandiferBear]

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@Ghoshida wrote:

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@juggalo9er wrote:

or the one i just used which is true: my salary just went from 35k to 81k....3x cli on the spot

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Congrats on both the salary hike and the CLI

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+1

WTG on both fronts!!

[B335is]

I say:  "I'm looking to streamline my financial relationships to 3-4 lenders and I want [insert bank name] to be a part of my long term plan."