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What to app for with score of 755?

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Anonymous
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What to app for with score of 755?

My Transunion score just jumped 10 points today to 755. I'm itching to app for something, but I want the best option for that score range. Any suggestions?

 

Message 1 of 22
21 REPLIES 21
myjourney
Super Contributor

Re: What to app for with score of 755?

What card do you need and have a purpose for sounds like you don't have one?

Otherwise just enjoy the new score achievement and congrats 

Save that HP for a good purpose IMHO

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 22
Anonymous
Not applicable

Re: What to app for with score of 755?

What cards do you already have and what cards do you want? How are your other scores? Just questions that will help us answer your question. My best credit lines and interest rates came when my scores were above 750 so you should have many options.

Message 3 of 22
Anonymous
Not applicable

Re: What to app for with score of 755?

Try waiting for the next awesome sign up deal. I'm hoping for that Amex BCE $500 for $3000 or $250 for $1000
Message 4 of 22
Anonymous
Not applicable

Re: What to app for with score of 755?

Currently have:

 

Prime Cards

Cap One Quicksilver Visa Sig

Commerce Bank Visa Sig

Citi ThankYou Preferred

Citi Double Cash

Discover IT

Amex Everyday

USBank Cash Rewards

 

Not So Prime

Amazon Visa

Orbitz Visa

Walmart Mastercard

 

Store Cards

Lowes

Menards

 

 

Message 5 of 22
Anonymous
Not applicable

Re: What to app for with score of 755?

what's the motive other than a score increase...? don't fall into the "what can i get approved for". just get what you need. your score isn't the determining factor in approvals anyway
Message 6 of 22
Anonymous
Not applicable

Re: What to app for with score of 755?

I have whittled down junk cards over the last few years to what I have now. What I'd really like to do is combine my two Citi accounts. Unfortunately they don't do that. So anything I app for will replace something on my card list I posted earlier. First to go will be Orbitz. Terrible card and bank. Used it for a BT offer and haven't touched it since it was paid off.

 

The card that appeals to me is the CSP, but Chase is too finicky, so I'm not wasting an HP on them. My other scores are right around the TU score I got from Discover so doesn't matter who they pull.

 

 

Message 7 of 22
Anonymous
Not applicable

Re: What to app for with score of 755?

i really don't see what you're missing. you have a general spend card (QS, DC, and discover if you're in the 2x cash promo), you have a rotating category card (discover), you have gas and restaurant perks (amazon visa), you have a grocery card with MR (amex), and two travel cards (amex and TY), store cards, and extra. what are you missing...
Message 8 of 22
Anonymous
Not applicable

Re: What to app for with score of 755?


@Anonymous wrote:
Try waiting for the next awesome sign up deal. I'm hoping for that Amex BCE $500 for $3000 or $250 for $1000

+1 to this.  One of the better sign up bonuses out there right now is the CSP with 50,000 UR points when you make $4000 in spend.  That's like $625 in travel when using the UR portal.  You even said you were interested in the CSP.  I don't blame you for your desire to avoid Chase, but if that doesn't do it for you I'd wait until the next great bonus you can use comes along and jump on it. 

 

Getting a card with a lacklust bonus that doesn't really fit in with your lineup just because you can get approved doesn't seem like the best idea.

Message 9 of 22
Anonymous
Not applicable

Re: What to app for with score of 755?


@Anonymous wrote:
i really don't see what you're missing. you have a general spend card (QS, DC, and discover if you're in the 2x cash promo), you have a rotating category card (discover), you have gas and restaurant perks (amazon visa), you have a grocery card with MR (amex), and two travel cards (amex and TY), store cards, and extra. what are you missing...

I have to agree. Are you interested in credit unions? That might be an option if you want to expand your card portfolio.

Message 10 of 22
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