What to do with AMEX?

[xXIDaShizIXx]

Hello,

I was wondering what I should do with my AMEX DG. It is a $2,000 Limit. I'm debating on keeping it or not. My wife and I only travel about once a year and when I do, I use my Capital One Venture. AMEX refuses to give me a CLI for whatever reason and I have had it for going on 2 years now. Should I close it or what? AMEX sends me lower APR mailers and stuff like that for the card all of the time. Thanks!

[AverageJoesCredit]

Do you have another Amex card that you can transfer the cl over to? If not you could possibly app a new card you want and then transfer over your limit.

[Anonymous]

If you don't find it useful, cut it. I've done that with a few of my cards and couldn't be happier!

[Anonymous]

If you're not getting use out of it and you don't want it than I would just cut my losses and say bye! If you have other Amex cards though you can transfer all but $1000 of the CL to another Amex card. 

[Red1Blue]

If there is no AF then I would say keep it and let it age. I can help you in future. If there is an AF then you should consider do a CL transfer and close it out. If you decide in future you want to come back. Amex is always good letting their valued customers back into their club.

[xXIDaShizIXx]

So, I opened a BCE and would like to move my limit to it and close the Delta, however the CSR said I can only move $900 of the limit over to the BCE. Is there anyway around this?

[SunriseEarth]

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@xXIDaShizIXx wrote:

So, I opened a BCE and would like to move my limit to it and close the Delta, however the CSR said I can only move $900 of the limit over to the BCE. Is there anyway around this?

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You could login and try this link, if it still works:  https://online.americanexpress.com/myca/linereallocation/us/ssr.do?request_type=authreg_LineRealloca...

[xXIDaShizIXx]

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@SunriseEarth wrote:

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@xXIDaShizIXx wrote:

So, I opened a BCE and would like to move my limit to it and close the Delta, however the CSR said I can only move $900 of the limit over to the BCE. Is there anyway around this?

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You could login and try this link, if it still works:  https://online.americanexpress.com/myca/linereallocation/us/ssr.do?request_type=authreg_LineRealloca...

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Well it let me move a $1000 to it. I'm not sure if theres a back door number or what.

[xXIDaShizIXx]

Well I finally got a response and they told me that I can only have one reallocation at a time for $1000 every 30 days. So should I just close the DG card, now with a $1000 limit?

[driftless]

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@xXIDaShizIXx wrote:

Well I finally got a response and they told me that I can only have one reallocation at a time for $1000 every 30 days. So should I just close the DG card, now with a $1000 limit?

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I would.