What to expect from GE Capital...

[Andy77]

So I am now in good graces with GE capital...approved for amazon, lowes, and banana all in 3 days.

Going to garden now...but question...

What is the best way to get the lowes and the banana credit limits increased ?  PIF ?  Carry a Bal ?

The banana limit is 400.00  

The lowes limit is 500.00

I already called and asked for an increase on the banana got a NO, but when I called and asked for increased on amazon, I get my CL doubled (from 900 to 1800)

[coldnmn]

Have a small balance post when statement closes and pay off before due date to avoid interest.  After the fourth statement try online or call GECRB credit solutions from the backdoor numbers.

[Andy77]

Ok...thank you... if I try online how do I know if its a SP or HP ?

[Kenny]

Online is SP for the most part with GE. I think the only exception is CareCredit.

[BungalowMo]

With my lowes...they gave me a measley limit $600 something I believe).  I called & told them I just got a house & needed appliances.  Their limit would never do. 

BAM!  10k    It was within 2 days of approval & they used the same report.

[BungalowMo]

One more thing...if you have pets, I highly suggest calling them & asking for the Care Credit card.  Same GE backer & they already love ya.

Care credit is accepted at nearly every veterinarian, not to mention eye docs, & many dentists for you too.  0% int when paid by either 3, 6, 9, 12 or 24 month timeframes depending on how much your charge is.  I've had it 7 years & have never paid one dime in interest.  18k limit to boot! 

(not to sound like a commercial, but I had just shown all this to my neighbor yesterday)

Great card & you'd get easy approval. 

[Andy77]

Denied for carecredit...oh well...I think I might have asked for too much $  ..I asked for 3k and I do have a 4.5 yr old bk on my report.

So time to garden for two years

[coldnmn]

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@KennyRS wrote:
Online is SP for the most part with GE. I think the only exception is CareCredit.

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Also most furniture stores backed by GE. Example Rooms to Go.

[09Lexie]

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@coldnmn wrote:

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@KennyRS wrote:
Online is SP for the most part with GE. I think the only exception is CareCredit.

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Also most furniture stores backed by GE. Example Rooms to Go.

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True but keep in mind these types of stores and Care Credit are HP's for CLI's -99.99%

[coldnmn]

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@09Lexie wrote:

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@coldnmn wrote:

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@KennyRS wrote:
Online is SP for the most part with GE. I think the only exception is CareCredit.

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Also most furniture stores backed by GE. Example Rooms to Go.

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True but keep in mind these types of stores and Care Credit are HP's for CLI's -99.99%

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Ooops! That's what I meant by also!