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What to get next to round out my CR

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wonderandawe
Valued Member

What to get next to round out my CR

I currently have two cards.  A Discover IT for $7000 and a Capital One Secure for $1000.   I will be closing the Capital One Secure before the new AF hits in May.

 

I was going to apply for one (perhaps two) new cards.   I'm planning on getting a new car in June or July.   Should I apply for the new card before?  Or wait until after?   

 

A year or two after we buy the new car, we are probably going to be buying a house.  Do I need three cards on my credit report for a mortgage?   Do I need a retail card?

 

Thanks!

myFICO Equifax - 675 (June 2013)
myFICO TransUnion - 700! (June 2013)
Credit Karma - 682 (June 2013)
Starting Score - 603 (December 2012)

In the garden since 6/7/2013
Message 1 of 3
2 REPLIES 2
wHiTeSoL
Valued Contributor

Re: What to get next to round out my CR

Smiley Happy

Car first, then two cards then garden. 

Message 2 of 3
wonderandawe
Valued Member

Re: What to get next to round out my CR

Thanks for the response!

 

Should I close out the Capital One Secure before or after the car. The annual fee will hit before we plan to buy the car, but I'll keep it open if it is better.

myFICO Equifax - 675 (June 2013)
myFICO TransUnion - 700! (June 2013)
Credit Karma - 682 (June 2013)
Starting Score - 603 (December 2012)

In the garden since 6/7/2013
Message 3 of 3
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