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What was your first Credit Card?

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Anonymous
Not applicable

Re: What was your first Credit Card?

Navy federal credit union $5000 each, those were the days.
Message 31 of 65
Anonymous
Not applicable

Re: What was your first Credit Card?

My first card was a USAA Platinum Mastercard with a 7.75% APR. Same rate for purchases, BT's, and CA's, and if I do the CA into my USAA checking account, they don't charge a fee, which I think is a great deal.

 

I believe the starting limit was $2k back in Feb 2013, it's currently 6k.

Message 32 of 65
masscredit
Senior Contributor

Re: What was your first Credit Card?

My first card was JCP in 1988. Don't remember the limit. 

EQ - 699 / TU - 679 / EX - 689

Capital One Savor - $17000 / Capital One Venture - $13000 / Travel Advantage Visa - $13000 /Bread Rewards AMEX - $8450 / TD Cash Card - $7500 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $600
$83,850
DCU Auto Loan
Message 33 of 65
Anonymous
Not applicable

Re: What was your first Credit Card?

Barclays Visa when I was 18 and they still had actual banks here in California.

Message 34 of 65
Anonymous
Not applicable

Re: What was your first Credit Card?

Discover $600!! Now $1800 Almost 2 years, Got it to use while traveling for emergencies... But then found out most places I went didn't accept Discover. x_X
Message 35 of 65
Kidcat
Established Contributor

Re: What was your first Credit Card?

I'm dating myself, but it was Daniel's Jewelry Store (don't know if they are still in existence).  Don't remember the limit, but it was 1984/85.




Last app 09/21/2021. Gardening Goal Oct 2023
Message 36 of 65
Anonymous
Not applicable

Re: What was your first Credit Card?


@Sladyesq wrote:

I'm dating myself, but it was Daniel's Jewelry Store (don't know if they are still in existence).  Don't remember the limit, but it was 1984/85.


Yes they still exist. I just bought a watch from them last year Smiley LOL They are reporting as a revolving account on my credit report even though they don't extend full credit. They make you put something down and say your credit is the balance. They were one of my first cards too. Smiley LOL

Message 37 of 65
Anonymous
Not applicable

Re: What was your first Credit Card?

Cross Country (I can't remember if it was Visa or Mastercard) haha

Message 38 of 65
Kidcat
Established Contributor

Re: What was your first Credit Card?


@Anonymous wrote:

@Sladyesq wrote:

I'm dating myself, but it was Daniel's Jewelry Store (don't know if they are still in existence).  Don't remember the limit, but it was 1984/85.


Yes they still exist. I just bought a watch from them last year Smiley LOL They are reporting as a revolving account on my credit report even though they don't extend full credit. They make you put something down and say your credit is the balance. They were one of my first cards too. Smiley LOL


Wow.  It probably was just as you say back then.  I think I used them for 1 purchase, went away to college and piled up a bunch of "regular" credit cards.




Last app 09/21/2021. Gardening Goal Oct 2023
Message 39 of 65
jsucool76
Super Contributor

Re: What was your first Credit Card?

Cap1 Platinum Mastercard, approved for a 3k limit, PCd to Cash Rewards after 2 weeks, and then got a 6 month CLI to 3,500. Recently up to 6,500 Smiley Tongue Opened in June 2012.
Message 40 of 65
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