What was your first card?

[eddie84]

I think it was from Providian bank and it was one of those Platinum Visa cards that was all the rage back then. lol  Also if my memory serves me correctly I think it was in 1998.

[barbaralee]

Providian back in the day with their 1k limit... I actually ended up opening and closing many Providian and Chase Freedoms, lol. 

[Networth]

Bank of America Platnium Plus Card. I still have it, sock drawered. 

[Skye12329]

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@navajomyst2003 wrote:

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@Shock wrote:

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@navajomyst2003 wrote:

Amex green charge card. 1984. I'm old.

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not old. seasoned with experience. we can learn alot from you

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Oh the credit stories I could tell!  

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Oh do tell

[Anonymous]

1. What was your first card? Sony as an AU, Marriott for my own card

2. What was the initial limit? dont know for either one. assuming chase doesn't automatically provide a CLI, i've been at 12000 for the Marriott all along

3. What year did you open it, and what age were you? (if you dont mind answering this one) added as an au on the Sony at the ripe old age of 15, got my own Marriott at 24

4. Do you still have it open? or did you close it? finally removed myself from the Sony this year, Marriott has since been upgraded to the premier card

On a side note, to add a AU do they need to be 18? nope, my dad added me before 18

[chalupaman]

1. Citi Forward

2. 1000 dollars and still a 1000 today.

3. 2013, 19 years old

4. Still open

[navajomyst2003]

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@Skye12329 wrote:

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@navajomyst2003 wrote:

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@Shock wrote:

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@navajomyst2003 wrote:

Amex green charge card. 1984. I'm old.

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not old. seasoned with experience. we can learn alot from you

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Oh the credit stories I could tell!  

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Oh do tell

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If I did then we would have to start another thread altogether. I will say, though, that one thing I have learned is that I will never carry balances exceeding 10% of my total CL across all cards or at any interest rate other than 0. I no longer look at my CCs as spending ability, but as cash management and rewards accumulation opportunities. Took me a long time to change my viewpoint on CCs.

[jd352]

1. What was your first card? Amex Zync

2. What was the initial limit? NPSL

3. What year did you open it, and what age were you? 2010, 22 yo

4. Do you still have it open? or did you close it? Closed it a couple of months ago

[Closingracer99]

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@navajomyst2003 wrote:

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@Skye12329 wrote:

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@navajomyst2003 wrote:

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@Shock wrote:

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@navajomyst2003 wrote:

Amex green charge card. 1984. I'm old.

---

not old. seasoned with experience. we can learn alot from you

---

Oh the credit stories I could tell!  

---

Oh do tell

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If I did then we would have to start another thread altogether. I will say, though, that one thing I have learned is that I will never carry balances exceeding 10% of my total CL across all cards or at any interest rate other than 0. I no longer look at my CCs as spending ability, but as cash management and rewards accumulation opportunities. Took me a long time to change my viewpoint on CCs.

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I already have that at a young age thankfully and going to miss the 0% APR's

[lonelyisland]

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@Skye12329 wrote:

Curious so i just thought i would ask:

1. What was your first card?

2. What was the initial limit?

3. What year did you open it, and what age were you? (if you dont mind answering this one) 

4. Do you still have it open? or did you close it?

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1. USBank personal banker approved me for 2 cards 

2. $2500 each

3. 1999, 19

4. No, of course I effed it up.