cancel
Showing results for 
Search instead for 
Did you mean: 

What was your first card?

tag
Aarvard
Established Contributor

Re: What was your first card?

My first card is Citi Forward with a CL of $500. For sentimental reason I will keep it open as long as possible although I despise Citi Smiley Very Happy

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 31 of 56
chalupaman
Super Contributor

Re: What was your first card?


@Aarvard wrote:

My first card is Citi Forward with a CL of $500. For sentimental reason I will keep it open as long as possible although I despise Citi Smiley Very Happy


They do offer SP CLIs sometimes. Did you try those?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 32 of 56
creditnocash
Valued Contributor

Re: What was your first card?

a best buy store card that ive had since 2010, it was a joint with my mom. 

next month got my own macys with a 100$ limit lol. 

 

these were after many denied applications in the prior years. (mind you i was 17/18 and didnt know anything about credit) i was 19 when i was approved for my first cards. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 33 of 56
Anonymous
Not applicable

Re: What was your first card?

A Wells Fargo 1% back card I got when I entered college. I knew nothing about CCs at the time, and they pretty much handed it to me when I opened a bank account with them.

Message 34 of 56
onlywayisup
New Member

Re: What was your first card?

Chase Mastercard. I think the CL was like 2k.

Message 35 of 56
Aarvard
Established Contributor

Re: What was your first card?


@chalupaman wrote:

@Aarvard wrote:

My first card is Citi Forward with a CL of $500. For sentimental reason I will keep it open as long as possible although I despise Citi Smiley Very Happy


They do offer SP CLIs sometimes. Did you try those?


I did. Got an increase to $1,500 in September last year. Gonna try next month to see how far I can push it Smiley Sad

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 36 of 56
Anonymous
Not applicable

Re: What was your first card?

BoA Platinum Plus.

Message 37 of 56
asphaltcowboy
Valued Contributor

Re: What was your first card?

Amex Green, MSD 1974


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 38 of 56
ways2go
Frequent Contributor

Re: What was your first card?

Visa from a place called First National Bank of Chicago back in 1986.

Message 39 of 56
mmmlive1999
Frequent Contributor

Re: What was your first card?

Aspire Visa with a $500 CL... Ah the good old days Smiley Very Happy


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: All 800's
Cap1 QS - $17k, Chase Southwest- $25k, Discover IT - $50k
Message 40 of 56
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.