What was your first satisfying Purchase

[Anonymous]

From all your hard work, and CLI requests ? 

What was the first real thing you purchased ? 

I myself am not at this level YET !

But when I do, I plan on purchasing Gold and Silver. Thats my real reason to dig in and get credit worthy. 

[Anonymous]

You're going to use your CCs to purchase gold and silver?  I didn't even know this was possible, though thinking about it now I don't see why not.

I haven't really used my CCs to purchase anything I couldn't pay for with cash except for school tuition.  I finally got all my balances down to 0 and plan on saving some money now.  

I mainly request CLIs to increase my overall limit so that when I do carry a balance, my util is lower than it would be with lower CLs.

[lithium78]

I bought a big screen HDTV and I got 5% off because I used my credit card.  And then I PIF.  It was sweet.

[JustMe77]

I treat credit cards like debit cards, so nothing big really.

My first satisfying purchase will be our house! When we bought it, my credit score was too low so I'm not on the loan. We are going to refinance this year, and I will officially be on the mortgage. THAT will be my first satisfying purchase! 

[CS800]

Got an iPad 2 and loving it.

I'm a pif person so I use the card for the rewards and pif the minute the transaction posts. So if i cant buy it, i wait until i can unless its an emergency expense.

Interesting though why buy gold and silver? I hear it a lot on the radio that people invest in gold.

[Revelate]

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@CS800 wrote:

Got an iPad 2 and loving it.

I'm a pif person so I use the card for the rewards and pif the minute the transaction posts. So if i cant buy it, i wait until i can unless its an emergency expense.

Interesting though why buy gold and silver? I hear it a lot on the radio that people invest in gold.

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Gold, and to a similar extent silver, holds its value better than currency in the face of inflation... especially with the way the Fed is setup and regulated.  All this bailout money, and portfolio purchases from distressed banks, has to go somewhere; while it will increase the money supply, it's not going into my financial accounts.

Bad juju potentially to have a lot of cash onhand in these economic times, better in that case to have things cash buys, or convert your holdings to a foreign currency.  Bleh.

Maybe nothing will happen, but in my case I'm going to try to get into any house I can in the near future, and if it really looks bad, just pay cash for a house in one of the slums =/.  Arguably that's what prompted me to get my financial act together, because we're going to possibly be partying like it's 1979, again.

[Anonymous]

I actually make all my large purchases (flat screen, taxes, tires, etc) on my card. I PIF, I just save the cash first, then use the card for points and the extra insurance. Great way to never be in debt, but still rack up lots of points!

[afbar1114]

my first real satisfying purchase will be my macbook if i get my barclays card

[Anonymous]

The diamond for my now wife's engagement ring

[Anonymous]

Wish I could buy a Ferrari with one (saw the username above me ). I would have to say macbook pro/mac pro/downpayment on car.