cancel
Showing results for 
Search instead for 
Did you mean: 

What was your very first card?

tag
Harvey26
Valued Contributor

Re: What was your very first card?

@purebulldogs 

 

Discover IT Student for 1,000 back in July 2015.

Still active today with a 25,000 limit. 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 101 of 109
indiolatino61
Valued Contributor

Re: What was your very first card?


@purebulldogs wrote:

Mine was a $300 capital one card. I was around 20. Was in school and worked part time. It got up to $800 credit limit. I maxed it and when the $29 or  $39 annual fee hit it put me over the credit limit. I probably got an over the limit fee back then since I do remember owing more than the credit limit a few times. 


bought a lot of pizza and beer on the weekends with that card. It made college life more fun. Once I paid it down, we'd get more food. We would rotate our cards 😀. I was probably pretty profitable to capital one with the interest and fees I paid. 

I eventually paid it off. Capital one never cut my credit line even though I paid late every few months. It worked well for me and capital one. When you are hungry with friends and tired of doing homework and ready to watch movies etc, that available credit was like gold when those pizzas 🍕 were delivered 😎 even if it was as low as $50 

 

I knocked the stuffing out of that card for being a poor college student with a pretty low limit 

 

 

 


My first "real" card was the AmEx Gold Card in 1988. However, my first "credit card" was the Sears card. I remember it being white and the shape was weird, as it was a bit longer than a standard credit card and I had to force it into the slots of my wallet, which I hated...lol. I believe I was 18 or 19 at the time. I had other store cards which I slowly closed one by one when I was approved fo the AmEx.

Message 102 of 109
adorax
Established Member

Re: What was your very first card?

My JCPenney card. I worked there for a few years after HS and with a steady paycheck I decided to get a CC. That was in 1979 so it's 45 yrs old now and obviously my oldest one! I still use it 1-2x a yr to keep it active. I had to refuse their efforts to convert it from a Synchrony store card to a Mastercard, like another poster mentioned.
Message 103 of 109
quickstep_knoll
New Contributor

Re: What was your very first card?

A lot of interesting history in this thread! 

 

Mine was a Capital One Visa Platinum card from around the early 2000s that eventually you could change the image on. I just found an email in which they told me my no hassle rewards check was in the mail. Some things about the good old days I don't actually miss.



Message 104 of 109
LadyCupcakes
Established Member

Re: What was your very first card?

Back in 1997, it was a $100 Bon Marche (they later became Macy's) card. A year later, I was at my Seafirst Bank updating my address since I had just moved back to the Seattle area, and they asked about signing up for a card. I was 19 and naive, so said sure, thinking it was the debit card. Nope,  it was a $500 Mastercard. My mom told me to max it out and make payments because that's what banks like to see.  Took 20+ years and a bankruptcy to break that habit.

BK Ch7 Filed 3/24/2023 ; Est Discharge Date: 6/23/2023
FICO Scores as of 4/19/2023: EX-559, TU-459, EQ-487

FICO Scores as of 6/17/2023: EX-573, TU-551, EQ-615
Car loan with a 5.9% APR reaffirmed
Burned Cap1, Citi, Amex, Synch, Commenity, BOA, Mercury, Discover, Upstart.
Message 105 of 109
ChargedUp
Senior Contributor

Re: What was your very first card?

1993 - Citibank Classic Visa which became a Drivers Edge Visa. $1700

Not much later - Great Western Bank Visa $3500, MBNA Mastercard $2000? (It was $2K something, I don't remember exactly.)

 

First stores were Robinsons May, Sears, and Bullocks Wilshire . Gas card was Mobil.

 

Considering I was driving between CA & NY every few months back then, the majors saw most of their use in gas pumps when I wasn't in Mobil territory. Citibank was notorious for getting nervous and locking my card when I ironically used it for "driving", at gas pumps anyplace east of Utah, even when I called and told them ahead of time. Great Western and MBNA didn't seem to care where I was.  Sears worked great for tires and brakes on either coast.

Message 106 of 109
Turbobuick
Established Contributor

Re: What was your very first card?

We're talking almost 50 yrs ago. I had two gas cards and then landed Sears as I turned 20! 

Message 107 of 109
TrapLine
Established Contributor

Re: What was your very first card?

My first credit card was a Teaxco Gas Card with a $300 limit in college 1972. Next was a Bank Americard $300 CL 1973 and a Mastercard $1000 CL 1973.

Message 108 of 109
indiolatino61
Valued Contributor

Re: What was your very first card?


@TrapLine wrote:

My first credit card was a Teaxco Gas Card with a $300 limit in college 1972. Next was a Bank Americard $500 CL 1973 and a Mastercard $1000 CL 1973.


Gas was $0.36 per gallon in 1972, so 833 gallons worth of credit. Not bad for a college student...lol.

Message 109 of 109
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.