No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Discover IT Student for 1,000 back in July 2015.
Still active today with a 25,000 limit.
@purebulldogs wrote:Mine was a $300 capital one card. I was around 20. Was in school and worked part time. It got up to $800 credit limit. I maxed it and when the $29 or $39 annual fee hit it put me over the credit limit. I probably got an over the limit fee back then since I do remember owing more than the credit limit a few times.
bought a lot of pizza and beer on the weekends with that card. It made college life more fun. Once I paid it down, we'd get more food. We would rotate our cards 😀. I was probably pretty profitable to capital one with the interest and fees I paid.
I eventually paid it off. Capital one never cut my credit line even though I paid late every few months. It worked well for me and capital one. When you are hungry with friends and tired of doing homework and ready to watch movies etc, that available credit was like gold when those pizzas 🍕 were delivered 😎 even if it was as low as $50
I knocked the stuffing out of that card for being a poor college student with a pretty low limit
My first "real" card was the AmEx Gold Card in 1988. However, my first "credit card" was the Sears card. I remember it being white and the shape was weird, as it was a bit longer than a standard credit card and I had to force it into the slots of my wallet, which I hated...lol. I believe I was 18 or 19 at the time. I had other store cards which I slowly closed one by one when I was approved fo the AmEx.
A lot of interesting history in this thread!
Mine was a Capital One Visa Platinum card from around the early 2000s that eventually you could change the image on. I just found an email in which they told me my no hassle rewards check was in the mail. Some things about the good old days I don't actually miss.












Back in 1997, it was a $100 Bon Marche (they later became Macy's) card. A year later, I was at my Seafirst Bank updating my address since I had just moved back to the Seattle area, and they asked about signing up for a card. I was 19 and naive, so said sure, thinking it was the debit card. Nope, it was a $500 Mastercard. My mom told me to max it out and make payments because that's what banks like to see. Took 20+ years and a bankruptcy to break that habit.
1993 - Citibank Classic Visa which became a Drivers Edge Visa. $1700
Not much later - Great Western Bank Visa $3500, MBNA Mastercard $2000? (It was $2K something, I don't remember exactly.)
First stores were Robinsons May, Sears, and Bullocks Wilshire . Gas card was Mobil.
Considering I was driving between CA & NY every few months back then, the majors saw most of their use in gas pumps when I wasn't in Mobil territory. Citibank was notorious for getting nervous and locking my card when I ironically used it for "driving", at gas pumps anyplace east of Utah, even when I called and told them ahead of time. Great Western and MBNA didn't seem to care where I was. Sears worked great for tires and brakes on either coast.







































We're talking almost 50 yrs ago. I had two gas cards and then landed Sears as I turned 20!
My first credit card was a Teaxco Gas Card with a $300 limit in college 1972. Next was a Bank Americard $300 CL 1973 and a Mastercard $1000 CL 1973.
@TrapLine wrote:My first credit card was a Teaxco Gas Card with a $300 limit in college 1972. Next was a Bank Americard $500 CL 1973 and a Mastercard $1000 CL 1973.
Gas was $0.36 per gallon in 1972, so 833 gallons worth of credit. Not bad for a college student...lol.