What would you do

[Anonymous]

I would get the Barclay Sallie Mae because you get 5% cashback on books/Amazon.

[Anonymous]

Another one for Sallie Mae due to the awesome rewards, but if you are applying for American Express Blue Cash,  it would be good to do it before the end of the year for the backdating.

[heyarrnold]

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@Anonymous wrote:
One more question . If You were gonna apply to 3 of the cards mentioned above , how would you do it ? All at the same time or spread them out ?

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Barclays will pull TU and Chase and Amex will pull EX. 

My suggestion: Apply for Sallie Mae, then Amex, and then Chase.

[jon22guitar]

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@Luscher wrote:
Chase Freedom, Discover IT, AMEX BCE, Sallie Mae. Any of those would be great choices

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+1 for Chase and AMEX

[Themanwhocan]

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@Anonymous wrote:
One more question . If You were gonna apply to 3 of the cards mentioned above , how would you do it ? All at the same time or spread them out ?

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I would do it this way. because I did it this way:

[Anonymous]

@theman
Sorry can't quote you I'm on iPhone . So you basically waited a few months between apps ? You went on a mini spree when you first started .


Thanks everyone for your suggestions .

[Themanwhocan]

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@Anonymous wrote:
@Anonymous
Sorry can't quote you I'm on iPhone . So you basically waited a few months between apps ? You went on a mini spree when you first started .


Thanks everyone for your suggestions .

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I went on 2 sprees of 3 cards each. At least 3 months between sprees. Just make sure you are picking good cards that you can actually use for the long term. 

my AAoA was low anyways, so decimating it with lots of cards early on didnt matter as much as having all those cards now ageing together. I can apply for cards now and only lose about 1 month of average age per new card.

[Anonymous]

I would do it as a spree. Stop when you get rejected/credit limit is too low.

1) Sallie Mae. Groceries and Amazon every month would be great for you

2) AMEX BCE (although this will be redundent if you get Sallie Mae). I've lose my enthousiasm for AMEX, but its possible they have something decent in the future, and backdate could be useful. 

3) Chase Ink. I'm going out on a limb and saying you have a cell phone and pay for it yourself, otherwise, skip this

4) Chase AARP. I ate out at restaurants, or at least pizza, once a week

5) Chase Freedom. Good signup fee, if you're elligible

6) CapOne QS, if you get a signup fee

7) Citi Double Cash

8) Discover IT

[Anonymous]

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@Anonymous wrote:

I would do it as a spree. Stop when you get rejected/credit limit is too low.

1) Sallie Mae. Groceries and Amazon every month would be great for you

2) AMEX BCE (although this will be redundent if you get Sallie Mae). I've lose my enthousiasm for AMEX, but its possible they have something decent in the future, and backdate could be useful. 

3) Chase Ink. I'm going out on a limb and saying you have a cell phone and pay for it yourself, otherwise, skip this

4) Chase AARP. I ate out at restaurants, or at least pizza, once a week

5) Chase Freedom. Good signup fee, if you're elligible

6) CapOne QS, if you get a signup fee

7) Citi Double Cash

8) Discover IT

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I wouldn't try for 3 Chase cards at the same time.

[Anonymous]

Most of the suggestions above are great, but it also depends what you'll spend your money on and what you do even. I'm a college student as well and had some finance and consulting internships where I had to travel and my Amex SPG card helped me rack up a massive amount of points without truly spending a dime. So if you have the opportunity to travel (e.g. work or study abroad) a travel card would also fare nicely with a good cashback card or two.