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What your Target limit

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911gt34life
Established Contributor

What your Target limit

Does anybody here has beyond 10,000 credit limit on target MasterCard 

>
Message 1 of 21
20 REPLIES 20
NoMoreE46
Community Leader
Senior Contributor

Re: What your Target limit

$13,500.  
I think @K-in-Boston  is  bit higher.  


IIRC, max CL is $17,000

 

 

Message 2 of 21
SUPERSQUID
Valued Contributor

Re: What your Target limit


@911gt34life wrote:

Does anybody here has beyond 10,000 credit limit on target MasterCard 


Mine is a little minnow, just went up to 2100.

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 3 of 21
Physh1
Frequent Contributor

Re: What your Target limit

$14,500...been stuck there for about a year...

Message 4 of 21
tcbofade
Super Contributor

Re: What your Target limit

DW is at $2500 and has been for years...

Fico 8 7/01/25: EX 800, EQ 805, TU 792.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 5 of 21
ptatohed
Senior Contributor

Re: What your Target limit

My Red Card limit is whatever is my checking account at that moment.  Smiley LOL


[Until I can make a pretty signature, here’s an updated draft]

Everyday 5%:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 6 of 21
disdreamin
Valued Contributor

Re: What your Target limit

I still can't get Target to give me a MC, it's still a Redcard. Limit has been $4600 for years and years, it's so odd. In that time, household income has increased by almost 50%, still no upgrade.

Message 7 of 21
FlaDude
Valued Contributor

Re: What your Target limit


@NoMoreE46 wrote:

$13,500.  
I think @K-in-Boston  is  bit higher.  


IIRC, max CL is $17,000

That amost sounds like a Fico Forums challenge, but I'm gardening and won't take it up for now.

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
Message 8 of 21
Titans84
Valued Contributor

Re: What your Target limit

My limit is $10,500. Last increase was in May of 2022.

Current FICO 8:



Message 9 of 21
Snook_on_the_Line
Established Contributor

Re: What your Target limit

Don't have a target card.  


I thought this thread was about what limit you target when asking for CLIs 

 

so I'll answer that question since I'm already here 😉

 

My 'target' limit for CLIs is as high as they are willing to go without wanting to pry into my finances.   

5% Gas: Citi Custom Cash 9.4k
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 13k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k



^^^Fico8 scores as of Dec ‘24
Total Revolving CL: $126,900


Message 10 of 21
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