When Does Credit One Card Report?

[Boldilocks]

The only card we had (since rebuilding and taking notice of the reports) was Orchard, and of course you know they are going to report at the end of the month.

Now this may be a stupid question, but we just got a Credit One card.  It just arrived on Saturday - already with a balance on it because of the fees ($75).  So I set up my bank's billpay to pay it off right away - I plan to keep it at a zero balance.  But with the holiday today the payment won't get sent until tomorrow and won't post for a few days after that.

On Experian the card started reporting just today, and also reported the $75 balance.  It hasn't hit the other CRAs yet.  The payment due date is 11/05/09.  Is that the date that it will report in future?  Or will it be a month after receiving the card?  Or a month after it first reported?  Sorry for being so confused, LOL.

[llecs]

I had Credit One and found that they reported your statement balance (your next statement date is posted on your online account) and they reported that balance within a day or two from that statement date. So, if your due date is 11/5, your statement date I bet is around 11/10. They will report the balance you had on 11/10 around 11/11 or 11/12, to EX first, with the rest following.

Of course everyone's statement date varies. I'm only guessing yours. My due date was the 3rd of each month with a statement being posted on the 8th, or 5 days later. DW has the card and her due date is always the 11th with a statement date always on the 16th, also 5 days later.

[Boldilocks]

Thank you Ilecs, you are always so helpful!