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When Your Out Shopping?

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visorboy1974
Valued Contributor

Re: When Your Out Shopping?


@Anonymous wrote:

I also see allot of Chase an BOFA debit cards I live Chicago an do allot of my shopping in the surrounding burbs


I live in Chicago as well.  Chase and B of A dominate here with the big banks so I'd say that's why we see so many of those credit/debit cards.   

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 11 of 32
DI
Super Contributor

Re: When Your Out Shopping?


@visorboy1974 wrote:

@Anonymous wrote:

I also see allot of Chase an BOFA debit cards I live Chicago an do allot of my shopping in the surrounding burbs


I live in Chicago as well.  Chase and B of A dominate here with the big banks so I'd say that's why we see so many of those credit/debit cards.   


BOA got big in Chi town because they bought LaSalle Bank.  LaSalle Bank was the second larget bank there.

Message 12 of 32
visorboy1974
Valued Contributor

Re: When Your Out Shopping?


@DI wrote:

@visorboy1974 wrote:

@Anonymous wrote:

I also see allot of Chase an BOFA debit cards I live Chicago an do allot of my shopping in the surrounding burbs


I live in Chicago as well.  Chase and B of A dominate here with the big banks so I'd say that's why we see so many of those credit/debit cards.   


BOA got big in Chi town because they bought LaSalle Bank.  LaSalle Bank was the second larget bank there.


Yep, I used to work for ABN AMRO...got out before the BofA invasion. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 13 of 32
Anonymous
Not applicable

Re: When Your Out Shopping?


@DI wrote:

BOA got big in Chi town because they bought LaSalle Bank.  LaSalle Bank was the second larget bank there.


Yea I forgot  BOFA bought Lasalle. I see more people with Citi credit cards but not there debit but it don't seem to be allot of Citi Bank branches

 

Message 14 of 32
android01
Valued Contributor

Re: When Your Out Shopping?

Here in Minnesota, i see mostly US Bank, Wells Fargo, and TCF (Twin Cities Federal).  Chase, Citi and BOA have zero presence here.  

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 15 of 32
DI
Super Contributor

Re: When Your Out Shopping?


@android01 wrote:

Here in Minnesota, i see mostly US Bank, Wells Fargo, and TCF (Twin Cities Federal).  Chase, Citi and BOA have zero presence here.  



I'm suprise those three banks have no presence in Minnesota.  They all seem to like cold(brrrrr) hard cash.  I think they can get a lot of that in Minnesota.Smiley Very Happy

Message 16 of 32
clocktick
Valued Contributor

Re: When Your Out Shopping?

I see mostly Chase cards (Freedom or debit) used by other people.  I've seen a few Amex Gold and Blue Cash cards as well.  I rarely see Discover pulled out (and yes, I actually look!  It's because of this board!).

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 17 of 32
jefftca925
Established Contributor

Re: When Your Out Shopping?

Interesting thread since I always try to see what cards people are using for purchases.  Ironically, I also see a lot of folks using debit cards to make purchases except for the Costco store I usually shop at which their Amex card seems to win hands down.  I live in No. California (East Bay Area) and I'm sure a lot of people are trying to dig themselves out of debt since the downturn in the economy.  But the even more interesting thing is that the stores are still busy with shoppers and people are still spending.  They just aren't charging as much I guess.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 18 of 32
clocktick
Valued Contributor

Re: When Your Out Shopping?

Yes, now that I think about it, I see a lot of cash payers now more than ever - debit and cash.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 19 of 32
visorboy1974
Valued Contributor

Re: When Your Out Shopping?


@clocktick wrote:

Yes, now that I think about it, I see a lot of cash payers now more than ever - debit and cash.


One card I won't use out of town is my Cap One card.  I always seem to get a call from their fraud department.  It doesn't matter if I place a travel alert or not.  Any transaction over $200 got flagged.  I leave it at home when traveling.    


FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 20 of 32
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