When can you ask for Barclays CLI + APR decrease?

[Anonymous]

I tried searching this but couldn't find a clear answer. I'm aware of AmEx's policies and such, but what about Barclays? I opened the JetBlue card on August 4th and was given a $6k credit limit, double my previous largest limit. However I was also given a 25.49% APR.

I heard Barclays is good about giving automatic CLI's at 6 months if they like you. What is normal? Figure I'd wait another month or so and see if they give me an increase. I've seen people on here say they've had luck calling for an APR decrease?

Thanks! It's my most used card as I travel internationally a lot and AmEx isn't very useful in the countries I travel to, so I would like to grow it sooner or later...despite all the negative stuff you hear about Barclays.

[Onthe27thday]

I dont know if it is written in stone, but I have gotten both successfully at 6 months between changes and not any time before.

[Anonymous]

For my NFL Extra Points, I called in at just over five months and got a 4 point APR reduction and a $1000 CLI. I've only had my jetBlue for two months, but I am hoping for something similar when it's time! ☺

[Anonymous]

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@Anonymous wrote:
For my NFL Extra Points, I called in at just over five months and got a 4 point APR reduction and a $1000 CLI. I've only had my jetBlue for two months, but I am hoping for something similar when it's time! ☺

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Oh that's interesting, maybe I should try.

[Anonymous]

If you do, I hope it works out. Keep us posted. 

[Anonymous]

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@Anonymous wrote:

I tried searching this but couldn't find a clear answer. I'm aware of AmEx's policies and such, but what about Barclays? I opened the JetBlue card on August 4th and was given a $6k credit limit, double my previous largest limit. However I was also given a 25.49% APR.

I heard Barclays is good about giving automatic CLI's at 6 months if they like you. What is normal? Figure I'd wait another month or so and see if they give me an increase. I've seen people on here say they've had luck calling for an APR decrease?

Thanks! It's my most used card as I travel internationally a lot and AmEx isn't very useful in the countries I travel to, so I would like to grow it sooner or later...despite all the negative stuff you hear about Barclays.

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I applied around the same month with 9K SL and did my call to Barclays for APR reduction last month December and was granted for 23.24% decreased coming from about the same rate as you. Also asked if any other offers such as CLI availability and was told yes and was increased from 9K to 11.5K.

All for Soft Pull..

I suggest you do it too.. Good Luck OP.

[Anonymous]

I opened Arrival (not Arrival+) in July, couple days shy of 6 months today. Saw this thread and remembered it's time to call in! Got APR reduction to 16.24%, then asked for CLI offer...yes! 2k CLI to 7k. Basically no spend on it since getting the bonus, just some Amtrak travel and commuter rail passes here and there. Logging a calendar reminder to try again in July!

[Anonymous]

Can't even get to the part where I can ask for the CLI. Called on Friday, they said their systems were currently upgrading and to call back a few hours later. Called this morning, got an automated "Our system is currently unavailable" message. Is this normal? Seems odd. That's great that some of you were able to get the CLI at around 6 months.

[Anonymous]

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@Anonymous wrote:

Can't even get to the part where I can ask for the CLI. Called on Friday, they said their systems were currently upgrading and to call back a few hours later. Called this morning, got an automated "Our system is currently unavailable" message. Is this normal? Seems odd. That's great that some of you were able to get the CLI at around 6 months.

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Call a different number...I erroneously called a credit analyst from the "Backdoor Numbers" thread and he was able to transfer me to a normal CSR so maybe the regular phone number is just broken but the backdoor numbers worked as of yesterday when I called

[wasCB14]

Auto-CLIs at 6 months are far from guaranteed. I didn't get one until my 20th statement cut (though my use was inconsistent when Freedom and EDP drew me away from SM).

I had a clean file, 740ish FICOs, and carried small balances during a renewed 0% promo.