When does CLI report?

[Anonymous]

This is for Cap One cards. I have QS1 with low limit, but it certainly got me in with Venture of just one month of using it many times and PIF.  I hit the luv button, but did not accept the 1K increase.  I figured perhaps next month or two it will show for higher increase. I'm on my second month with it. When does the CLI eport once I take it?  Within days or when the next statement cuts? 

[Pway]

I can't believe you did not take that increase.  The CLI will show up on your next reporting cycle.

[DeeBee78]

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@Pway wrote:

I can't believe you did not take that increase.  The CLI will show up on your next reporting cycle.

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I've been seeing several forum members decline CLI's from Cap 1 lately, because it resets the CLI click for another 6 months. If they don't accept it, and continue to improve their credit, they can request a much larger CLI after a couple of months instead of 6. 

Of course this is nothing but theoretical speculation  

[Anonymous]

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@Pway wrote:

I can't believe you did not take that increase.  The CLI will show up on your next reporting cycle.

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Well, to be honest, it's because I was planning on closing it after a year.  After I close on a home I will be closing cards I don't need/use and focus on just getting/keeping those that will grow with me and have nice limits. I've read Cap One $500 cards don't grow as much.  But,  I'm considering getting limit increase just for scores.   

[Pway]

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@DeeBee78 wrote:

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@Pway wrote:

I can't believe you did not take that increase.  The CLI will show up on your next reporting cycle.

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I've been seeing several forum members decline CLI's from Cap 1 lately, because it resets the CLI click for another 6 months. If they don't accept it, and continue to improve their credit, they can request a much larger CLI after a couple of months instead of 6. 

Of course this is nothing but theoretical speculation  

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You are correct, however, when I am given a CLI I look at the growth I have come from.  Being dc from bk a year ago.