When does CSR AF post?

[Anonymous]

finally posted.

pc is on June 11th, AF posted on Nov. 1st.

[Anonymous]

When the annual fee is charged after PC from CSP to CSR is the annual fee pro-rated as of the date PC was requested or when the fee is charged?

[Anonymous]

no, its just a flat fee of 450.

So here is the full picture:

2018 June 10th, app and approved for CSP, no AF

2019 June 11th, PC to CSR, 300 travel credit available, no AF

2019 Nov 1st, 450 AF posted

[Anonymous]

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@Anonymous wrote:

no, its just a flat fee of 450.

So here is the full picture:

2018 June 10th, app and approved for CSP, no AF

2019 June 11th, PC to CSR, 300 travel credit available, no AF

2019 Nov 1st, 450 AF posted

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Thank you for the data point.  

Would have been sweet if annual fee were prorated.

Edit: You pc’d at or near first moment you could so, so even pro-rated fee would be almost full fee anyway, but you did get a nice delay before it was charged.

[Anonymous]

They sort of prorated for me. I got half of my CSP AF back when I upgraded in May. CSR AF posted in October finally.

[NRB525]

I got my CSP in January 2018, PC'd it in May 2019, and nearly immediately got the prorated refund from the Year 2 CSP fee.

I got the $300 travel credits soon after that.

I thought the CSR was prorated also, but it posted the entire $450 fee on October 1 2019.

Now I wonder if the CSR "anniversary" has been changed to May timeframe, rather than being January. If the anniversary remains January, then I've been overcharged for 2019 AF, $450 for CSR plus $30 for the CSP. The full fee being charged in October leads me to believe the anniversary has been switched to April or May or mid-year.

[Anonymous]

I just called Chase on phone regarding upgrade.
Anniversary date DOES change.
Consistent with what peolple have posted, you get charged the full $450 if you product change from CSP to CSR
There may be other issuers that change anniversary dates but this is the first time I have heard of such a case.

[K-in-Boston]

Yes, the anniversary date changes when you do a PC.  My CSP was opened in a January, PC was done in an August, and my travel credit renews in August.  I was given a prorated refund on my CSP's AF as well.  Fair enough but not as nice as Amex's prorating when I did PC from SPG to SPG Luxury on launch day (half of SPG back, half off of SPG Luxury, and still got full $300 credit with no change to anniversary date).