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When does Navy Federal report?

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laz98
Senior Contributor

When does Navy Federal report?

How long does it take for new NFCU accounts to show up?  Do they report at the end of the month?

Message 1 of 9
8 REPLIES 8
chasmith
Valued Contributor

Re: When does Navy Federal report?

They report as of the statement date, and it usually takes a couple of days from that date to hit EX, one or two more to hit EQ and TU.  That may be skewed because I use their 3-burea monitoring which is based on EX.

 

My first statement took a bit longer but reported as of the statement date, no more than a week to show up.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
Take the FICO Fitness Challenge
Message 2 of 9
laz98
Senior Contributor

Re: When does Navy Federal report?

but how long did it take for that first statement to generate?

Message 3 of 9
chasmith
Valued Contributor

Re: When does Navy Federal report?

I remember it seemed to take forever, I was getting their secured card and the whole time from when they received my application to when they opened the savings and credit card account was two or three weeks, then perhaps one more week to get the card and see it report.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
Take the FICO Fitness Challenge
Message 4 of 9
laz98
Senior Contributor

Re: When does Navy Federal report?

AWWW MAN!!!!   that sucks.  but what can you do, right!  LOL.  i'm just really impatient.  i want to know what the score impact will be.  thanks!

Message 5 of 9
BungalowMo
Senior Contributor

Re: When does Navy Federal report?

Hey laz...I was just approved yesterday, so I will keep an eye on this & let you know.

 

Just as a side note....Navy Fed ROCKS!!!!  Smiley Very Happy

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 6 of 9
laz98
Senior Contributor

Re: When does Navy Federal report?

congrats!

Message 7 of 9
cw81
Frequent Contributor

Re: When does Navy Federal report?

Bump ...  I would like to know  when they report  also

Message 8 of 9
laz98
Senior Contributor

Re: When does Navy Federal report?

they ended up reporting around the 10th.  so maybe 2 weeks for us.

Message 9 of 9
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