When (how soon?) did you get your first Discover CLI?

[Anonymous]

With all the discover love floating around, I applied for my first card. It's now in hand. How long should I wait to hit the CLI button? I know every creditor is different. I was able to get a CLI with capital one after 2 months, my synchrony cards however have given me no love after 4 months. 

[kdm31091]

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@Anonymous wrote:

With all the discover love floating around, I applied for my first card. It's now in hand. How long should I wait to hit the CLI button? I know every creditor is different. I was able to get a CLI with capital one after 2 months, my synchrony cards however have given me no love after 4 months. 

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The first danger I can see in your post is you are basically assuming that Discover is just being generous and giving out CLIs. While they have loosened up a bit, it does not mean you are guaranteed easy CLIs or anything like that.

I would use it for 6 months heavily and responsbily and go from there. They want to see history.

[Anonymous]

Congratulations on the Discover card. It is a great card and good CS. Like it was said, use it responsibly for a few months before CLI attempts. Most likely you will not get any for at least the first 3 months. Show them you're responsible with the card first.