When should I ask for CLI?

[Anonymous]

I have two Cap ones, I guess they were both the step program. Ive had the first one 2.5 yrs. Its limit is 2k and its been close to maxed out for awhile. I usually pay a few hundred a month and use again, not paying attention to statement cut dates. I finally got into position and PIF last month and intend to PIF from now on.

My second Capital one is quicksilver MC. Ive only had it 6 months and go my first increase from 1000-3000 without asking. 

Just curious about the first card. Should I wait a bit to let them see im PIF now? What about second card? Ill be using that one more because its my only reward one. 

I tried walmart, they said no. Ive had it 2.5 yrs, its been late but not 30 days. Limits 500.

Thanks

Tara

[Anonymous]

Have you looked into combining them?

[ErikaC1]

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@Anonymous wrote:

I have two Cap ones, I guess they were both the step program. Ive had the first one 2.5 yrs. Its limit is 2k and its been close to maxed out for awhile. I usually pay a few hundred a month and use again, not paying attention to statement cut dates. I finally got into position and PIF last month and intend to PIF from now on.

My second Capital one is quicksilver MC. Ive only had it 6 months and go my first increase from 1000-3000 without asking. 

Just curious about the first card. Should I wait a bit to let them see im PIF now? What about second card? Ill be using that one more because its my only reward one. 

I tried walmart, they said no. Ive had it 2.5 yrs, its been late but not 30 days. Limits 500.

Thanks

Tara

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I have tried their luv buttom almost everyday to no avail and now i know with my accounts it only works every six months. Even tried the EO and did not go through. So you might be different and get it now via luv or calling. Every person here has had different experiences so really just try now and find out lol 

[Anonymous]

No, didnt know they did that. Whats the advantage in that?

Tara