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When should I ask for another CLI?

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Anonymous
Not applicable

When should I ask for another CLI?

I was approved for a CLI $600( that's how much I asked for) CLI on my BofA AMEX accelerated Rewards about 2 1/2 months ago to now $1600 CL.

 

When would it be appropriate to ask for another CLI?

Message 1 of 8
7 REPLIES 7
score_building
Senior Contributor

Re: When should I ask for another CLI?

at least 6 mos. the one thing with boa is they have a history where they sometimes CLD in response to CLI requests so best to be in tip top shape when asking IMO.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 2 of 8
Creditaddict
Legendary Contributor

Re: When should I ask for another CLI?

True that you want to be tip top or else maybe cld or account closure... but you sound like your going in right direction with some of your successes lately... next time I would aim higher and ask for at least double current CL, maybe even the amex rule, 3x... they will counter if they can't go that high.

just be ready with your response why you want so much

Message 3 of 8
Anonymous
Not applicable

Re: When should I ask for another CLI?


@Creditaddict wrote:

True that you want to be tip top or else maybe cld or account closure... but you sound like your going in right direction with some of your successes lately... next time I would aim higher and ask for at least double current CL, maybe even the amex rule, 3x... they will counter if they can't go that high.

just be ready with your response why you want so much


Haha !! It works!!!!!!!!!! I ask to double my CL and received a message to call 1800 #.

 

I called this morning and the lady said my request has been granted!!!!

 

1600 now to $3200!!!! Thanks guys!!!

Message 4 of 8
fused
Moderator Emeritus

Re: When should I ask for another CLI?

 


@Anonymous wrote:

 

Haha !! It works!!!!!!!!!! I ask to double my CL and received a message to call 1800 #.

 

I called this morning and the lady said my request has been granted!!!!

 

1600 now to $3200!!!! Thanks guys!!!


Congrats!!!!

 

Message 5 of 8
Anonymous
Not applicable

Re: When should I ask for another CLI?

Thank you!! Smiley Happy

 

This is now my highest CL!!

Message 6 of 8
score_building
Senior Contributor

Re: When should I ask for another CLI?


@Anonymous wrote:

Thank you!! Smiley Happy

 

This is now my highest CL!!


Awesome!  Congrats!

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 7 of 8
clocktick
Valued Contributor

Re: When should I ask for another CLI?

Way to go!  You seem to be on a hot streak with these cards!

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

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