When should I pull the trigger

[Itsmeagain]

I got my BoA Platinum Plus Visa in Jan. 09.  I have requested two CLI's and been approved for both with no hard pull.  2,500 - 5,000 - 10,000.

YMMV

[Anonymous]

1/5 payed off after my next payment

wow, more like 4/5 payed off, I must of been tired, some bad confusing english 

[Anonymous]

I would consider paying the balance down to 9% or less before app'ing for anything else. 

BofA has taken to CLD'ing in the past few months, and some posters have been hit hard (others have been fine) - we won't poke at our BofA account until they seem more uniformly cheerful.

While some accounts are influenced by your current CL's, others are not.  DH had one card, an Orchard with a $500 CL, when he app'd at Alliant.  Alliant gave him a $10,000 CL - so you never know.  And after he had a $10,000 Alliant, $11,500 Care Credit, and a $5,000 Cabelas - BofA gave him a $4,000 CL and then promptly reduced it to $500.  After that, Kroger 123 gave him $10,000.

IMO - I wouldn't poke BofA right now (check out some of the BofA posts over the last few months), and I would check out those cards which are notorious for giving higher CL's (i.e. Alliant - PenFed - NFCU - Kroger 123).  And then go after the lovely Chase and Discover.

Good luck!!!