When to ask Discover for CLI?

[PlasticOrPlastic]

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@mab463 wrote:

 I got this response:

"I understand our interest in increasing your credit limit, I am showing you have been with us less than three months. Discover Card periodically evaluates credit lines for a possible increase; however, we do not generally increase the credit line on accounts that have been open for less than three months. If you are still interested in a credit line increase after three months please contact us again and we would be happy to submit your request at that time."

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Im checking my statements now to see exactly when I got my first CLI....

...Looks like mine was just short of 3 months, and I think they did mention that but said if I take the HP a week or so wouldnt matter.  Its good to know though you dont have long to go and I'm sure you'll get something decent at the 3 month mark even if it does take an HP. 

[mab463]

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@PlasticOrPlastic wrote:

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@mab463 wrote:

 I got this response:

"I understand our interest in increasing your credit limit, I am showing you have been with us less than three months. Discover Card periodically evaluates credit lines for a possible increase; however, we do not generally increase the credit line on accounts that have been open for less than three months. If you are still interested in a credit line increase after three months please contact us again and we would be happy to submit your request at that time."

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Im checking my statements now to see exactly when I got my first CLI.

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Thanks! I did only try chat, so maybe that was my fault. I already specified in that chat when I had opened the account, so I can tell it's a canned answer.

ME: I opened the card a little less than a month ago

Discover: "I am showing you have been with us less than three months"

...oh well. Wouldn't recommend the chat for that haha.

[mab463]

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@PlasticOrPlastic wrote:

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@mab463 wrote:

 I got this response:

"I understand our interest in increasing your credit limit, I am showing you have been with us less than three months. Discover Card periodically evaluates credit lines for a possible increase; however, we do not generally increase the credit line on accounts that have been open for less than three months. If you are still interested in a credit line increase after three months please contact us again and we would be happy to submit your request at that time."

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Im checking my statements now to see exactly when I got my first CLI....

...Looks like mine was just short of 3 months, and I think they did mention that but said if I take the HP a week or so wouldnt matter.  Its good to know though you dont have long to go and I'm sure you'll get something decent at the 3 month mark even if it does take an HP. 

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Yes, thanks for checking. I'll put it in my calendar to ask!

[Involver]

My sixth statement recently cut.  Discover's last SP of my TU is an 805.  I asked for a CLI and they wanted to do an HP.  I have a $1000 limit.  To the sock drawer you go for eternity.

[hizzaah]

I tried after my 5th statement for  a sp cli via chat (since I can't use the button online...stupid), but they wanted to do a hp so I declined. They recommended that I wait 3 months before trying again, but i don't have to right? I'm going to wait to see what I look like after the 6th statement cuts in ~10 days and then maybe ask again for a sp..

[mab463]

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@hizzaah wrote:

I tried after my 5th statement for  a sp cli via chat (since I can't use the button online...stupid), but they wanted to do a hp so I declined. They recommended that I wait 3 months before trying again, but i don't have to right? I'm going to wait to see what I look like after the 6th statement cuts in ~10 days and then maybe ask again for a sp..

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Let me know how your experience goes!