When to ask for CLI?

[Anonymous]

dnm45227 questions

does amex do a hard pull when you hit the luv button?
Soft

is there a set time to wait until you should ask?
Wait 30 days before asking again

i would have asked about cli and converting to blue had i found this forum a couple of weeks ealier.
No time like the present, but what are you converting from?

i know, i know i'm just icthing for one of thier famous fr's. i didn't fudge anything when i applied so i'm not too concerned.
Honesty on income and staying at around 1/3 one's annual income in total AMEX CLs are two ways to help avoid FR. Not a sure thing, but it's something you can do.

[Anonymous]

sorry, platinum delta skymiles. shortly after i got the skymiles i felt like i had a pair and took a hard for the blue (again before i found this forum, ignorant me), for which the decline cured that feeling.

i guess it will be a turn down. just short of 30 days on the card. just have to file the info away for future date.

[Anonymous]

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dnm45227 wrote:

Your request for a line of credit increase has been submitted.
You will receive a written response within 7-10 days.

anyone out there care to break out thier crystal ball?

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Usually that means a denial, but wait it out and do not despair. A lot can happen in a short time. DW keeps requesting a CLI each month. Recently paid off.

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=1980

I would wait out the CLI request, and whatever the answer wait 30 days then call up and ask for a conversion to Blue.

[Anonymous]

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dnm45227 wrote:

shortly after i got the skymiles i felt like i had a pair and took a hard for the blue (again before i found this forum, ignorant me), for which the decline cured that feeling.

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Try recon on your Blue denial.

[Anonymous]

i don't normally see the mail. i don't think we have the turn down letter. would it still be on file if i called in?

[SpecFile]

Noah,

If I have had my AMEX Gold DSM card for about three weeks now, is it possible to convert to Blue Cash without another hard hit?

Thanks

[Anonymous]

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dnm45227 wrote:

i don't normally see the mail. i don't think we have the turn down letter. would it still be on file if i called in?

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What am I thinking. You can check the status of your application online.

https://www201.americanexpress.com/eaol/statuscheck/welcome.jsp?us_nu=dd

[Anonymous]

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SpecFile wrote:

If I have had my AMEX Gold DSM card for about three weeks now, is it possible to convert to Blue Cash without another hard hit?

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What's the date of the INQ when you applied?

[SpecFile]

Aug. 7th

[Anonymous]

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SpecFile wrote:

Aug. 7th

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It's close to the wire, but if you apply for another AMEX within 30 days, they'll likely go on the CR they pulled on Aug 7th.

I'd take a chance and apply online now for Blue.