When to request a credit limit increase with Capital One

[justbeyou0724]

I am currently new to the forums so please work with me. I currently have 2 credit cards with Capital One. I have the platinum card (750 cl) and the cash rewards (1500 cl). I received the platinum card 3/12 and the cash rewards card 7/12. The platinum card always report a 0.00 balance on my credit report since I pay it off before the statement cuts. My cash rewards card always report a 5% balance which is 75.00.  I recently got a credit card, line of credit and auto loan with navy federal and also I have a personal loan. I was wondering if I send an email to capital one EO for a CLI will they deny me since I recently applied for other credit products and have several recent inquiries on my credit report. I was thinking I should just wait 6 months then send the email. What are your suggestions.

Thanks

[MazdaSpeed]

You've had the cards for over 6 months, I would email the eo

[LS2982]

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@justbeyou0724 wrote:

I am currently new to the forums so please work with me. I currently have 2 credit cards with Capital One. I have the platinum card (750 cl) and the cash rewards (1500 cl). I received the platinum card 3/12 and the cash rewards card 7/12. The platinum card always report a 0.00 balance on my credit report since I pay it off before the statement cuts. My cash rewards card always report a 5% balance which is 75.00.  I recently got a credit card, line of credit and auto loan with navy federal and also I have a personal loan. I was wondering if I send an email to capital one EO for a CLI will they deny me since I recently applied for other credit products and have several recent inquiries on my credit report. I was thinking I should just wait 6 months then send the email. What are your suggestions.

Thanks

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IMO I would wait until July when both your accounts are at or above 1 year and try for CLI's on both. Good luck!!!

[p-]

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LS2982 wrote: IMO I would wait until July when both your accounts are at or above 1 year and try for CLI's on both. Good luck!!!

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+1  At a year you will have a better chance.  

http://ficoforums.myfico.com/t5/Credit-Cards/How-to-get-a-PC-or-CLI-from-Capital-One/td-p/1690104

[zerobacan]

Your CR looks healthy you should try the EO 

[Express]

Good Luck, your goanna need it! 

[justbeyou0724]

Thanks for the advice.

[myjourney]

I was approved for 2 cap1 cards 6/12 

EO CLI 2/13 doubled both YMMV