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Where can I find my Amex charge card Pay-Over-Time limit?

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Pigeyex
Frequent Contributor

Where can I find my Amex charge card Pay-Over-Time limit?

I've looked and looked after logging in to my account, and I could have SWORN I'd seen a $35,000 at some point, but now I can't find it anywhere?

_________________________________________________________

2007 - 2010 low point: mid-500s

With the help of myFICO community, now: 714 EQ FICO

"At the end of every hard-earned day, people find some reason to believe." (Bruce Springsteen)
Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Where can I find my Amex charge card Pay-Over-Time limit?


@Pigeyex wrote:

I've looked and looked after logging in to my account, and I could have SWORN I'd seen a $35,000 at some point, but now I can't find it anywhere?


It's generally $35,000 but honestly your NPSL ceiling will be your true limit.

Message 2 of 11
Pigeyex
Frequent Contributor

Re: Where can I find my Amex charge card Pay-Over-Time limit?

Meaning they just continue to analyze my spending and payment patterns, and approve each large purchase on a case-by-case basis?

_________________________________________________________

2007 - 2010 low point: mid-500s

With the help of myFICO community, now: 714 EQ FICO

"At the end of every hard-earned day, people find some reason to believe." (Bruce Springsteen)
Message 3 of 11
Anonymous
Not applicable

Re: Where can I find my Amex charge card Pay-Over-Time limit?


@Pigeyex wrote:

Meaning they just continue to analyze my spending and payment patterns, and approve each large purchase on a case-by-case basis?


Si senor.

Message 4 of 11
Pigeyex
Frequent Contributor

Re: Where can I find my Amex charge card Pay-Over-Time limit?

Thanks.

_________________________________________________________

2007 - 2010 low point: mid-500s

With the help of myFICO community, now: 714 EQ FICO

"At the end of every hard-earned day, people find some reason to believe." (Bruce Springsteen)
Message 5 of 11
b_diddy
Established Contributor

Re: Where can I find my Amex charge card Pay-Over-Time limit?


@Pigeyex wrote:

I've looked and looked after logging in to my account, and I could have SWORN I'd seen a $35,000 at some point, but now I can't find it anywhere?


I can never find the link to it on my own.  When logged in, I click on Help ("?") and type "pay over time" in the search box.  I then click on the "Learn More" link and my limit, interest rate and other info pop up for "pay over time".  My brother's says $50k so I don't know if these are tiers, ceilings or what.

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 6 of 11
Pigeyex
Frequent Contributor

Re: Where can I find my Amex charge card Pay-Over-Time limit?

I don't see a "Help" button or link anywhere when logged in.

_________________________________________________________

2007 - 2010 low point: mid-500s

With the help of myFICO community, now: 714 EQ FICO

"At the end of every hard-earned day, people find some reason to believe." (Bruce Springsteen)
Message 7 of 11
Pigeyex
Frequent Contributor

Re: Where can I find my Amex charge card Pay-Over-Time limit?

nvm -- found it!!  It was the little "?", just like you said.  Yep -- $35,000!  I know that's not a "real" number, but I was going nuts just wondering where to find it!!!

 

thanks!

_________________________________________________________

2007 - 2010 low point: mid-500s

With the help of myFICO community, now: 714 EQ FICO

"At the end of every hard-earned day, people find some reason to believe." (Bruce Springsteen)
Message 8 of 11
taxi818
Super Contributor

Re: Where can I find my Amex charge card Pay-Over-Time limit?


@Pigeyex wrote:

nvm -- found it!!  It was the little "?", just like you said.  Yep -- $35,000!  I know that's not a "real" number, but I was going nuts just wondering where to find it!!!

 

thanks!


i found it but it did not say how to enroll in it. anyway. i have revolver for that. so no big deal.

Message 9 of 11
b_diddy
Established Contributor

Re: Where can I find my Amex charge card Pay-Over-Time limit?


@taxi818 wrote:

@Pigeyex wrote:

nvm -- found it!!  It was the little "?", just like you said.  Yep -- $35,000!  I know that's not a "real" number, but I was going nuts just wondering where to find it!!!

 

thanks!


i found it but it did not say how to enroll in it. anyway. i have revolver for that. so no big deal.


Hmm.  Could be that only the PRG and Plat charge cards are eligible.  It was offered to me when I was approved for the PRG.

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 10 of 11
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