Where not to use an AMEX card?

[Duncanrr]

I've read reports that AMEX doesnt like people that use their cards at certain places like Walmart, Marshalls, etc as their computer models indicate that they may be a financial risk. So what other stores does AMEX frown upon?

I just got my prepaid card and loaded $400. I want to charge at "acceptable" establishments.

[youngman1234]

Are u serious...I have a gold preimer rewards and use it a walmart all the time. I probably charge a $100 a week there...mostly buy water and pick up my meds..

[Duncanrr]

Yes there is a story online about lady that got her limit cut because she charged at Walmart, marshals and had countrywide mortgage.

[jsucool76]

In the story a spokesman for amex also said "Simply using your card at walmart will not be an issue..." they said if your patterns match up to those who don't do well with repayments, (this person shopped at wal-mart, marshalls, and had a countrywide mortgage (which i assume is a subprime lender of some sort)) then they are a risk. 

[HenryJumbo]

I also heard the same thing. Also never hold the card wrong side up when handing it to a cashier, if you read in the card agreement your card can be rejected if you do. Another thing is you must wear a suit (I’ve gotten away with just wearing a sports jacket) when shopping at high end retail stores. You get an extra cash back bonus if you do. If you don't wear a suit they are allowed to ask for ID for Amex cards under the merchant agreement. 

[injustifiiable]

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@HenryJumbo wrote:

I also heard the same thing. Also never hold the card wrong side up when handing it to a cashier, if you read in the card agreement your card can be rejected if you do. Another thing is you must wear a suit (I’ve gotten away with just wearing a sports jacket) when shopping at high end retail stores. You get an extra cash back bonus if you do. If you don't wear a suit they are allowed to ask for ID for Amex cards under the merchant agreement. 

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LOL.

duncan, can you link the story here?

[Anonymous]

The only place that I don't use my Amex card is at places that don't take American Express. I read stories all the time and you know what, I use my Amex card wherever and whenever I can.

[Anonymous]

LOL except at an ATM.

Never will I take a cash advance!

[webhopper]

You can't use it at dollar general, I know cause I tried, they don't take it. My local indian smoke shop doesn't take it either. Nor sams club. Nor Backyard Burgers.

But seriously, I use mine everywhere and I'm not high class. I use it anywhere from wal mart to the holton, never had an issue. The lower end establishments I frequent make goo goo eyes over the card and I caught the waiter at the mexican restaurant flipping it over several times and then looking back and forth between me and the card.

[HenryJumbo]

Don't Use Your American Express Card at Wal-Mart and Marshalls