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Hi All...I have two Amex now and I have been in garden but i feel july is right around the corder and that's when i plan to ask for a CLI. I plan to ask for a 3x cli on just one card. Should I ask for the 3x cli on Delta Sky Miles or BCE?
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
This should be verified, but I believe Amex lets you move CLs between cards if you've had both cards for 12 months or more. In this case, it would make sense to get the CLI on the higher limit card and then transfer some to the other card (if that's what you want to do). Otherwise, it's a toss-up.
@codesingh wrote:Hi All...I have two Amex now and I have been in garden but i feel july is right around the corder and that's when i plan to ask for a CLI. I plan to ask for a 3x cli on just one card. Should I ask for the 3x cli on Delta Sky Miles or BCE?
Definitely go with the Delta Sky Miles to bump that 4k to 12k
Amex approved me for both the cards around the same time(2 days apart)...and they gave me more limit on Delta Skymiles. Which kinda tells me to use it more. But do I want to rack up so many points for a single airlines? No.
I seem to want to like to use BCE more(it returns real cash).
I kinda answered my own question here but still not convinced.
@LS: I seem to like to use BCE more.
@daybreakgonesXe: yes if i were to only value a higher CL on a card, should I? maybe..?
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |