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Which CB does CITI pull in MA?

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CS800
Super Contributor

Which CB does CITI pull in MA?

Trying to figure out which one they pull. I dont have any CITI card so looking at acquiring one in the near future.

 

 




Message 1 of 18
17 REPLIES 17
jboy1972
New Contributor

Re: Which CB does CITI pull


@CS800 wrote:

Trying to figure out which one they pull. I dont have any CITI card so looking at acquiring one in the near future.

 

 


They double pulled EX and EQ for me ..over 700 FICOs

NFCU Flag Visa Sig $11k *| AMEX BCE $20k*| Discover It $8k*| Citi TY Preferred $5k *| Chase Freedom Visa $2k *|
| Lowe's $10k *| Bank of Hawaii Rewards Platinum Visa $7.8k *| Hawaii USA FCU Platinum Visa 3k *| Firestone 2.2k *|

FICO EQ- 747 (7/07/13) FICO EX -752 (8/07/13) FICO TU -751 (8/07/13)
Message 2 of 18
seattletravels
Valued Contributor

Re: Which CB does CITI pull

EQ only for me at approval.  Also CLI was SP with EQ.



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 3 of 18
Anonymous
Not applicable

Re: Which CB does CITI pull

I got hit on Ex & Eq. All scores over 750. I live in the Midwest.

Message 4 of 18
searchingfor67
Established Contributor

Re: Which CB does CITI pull

Experian for me
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 5 of 18
enharu
Super Contributor

Re: Which CB does CITI pull


@CS800 wrote:

Trying to figure out which one they pull. I dont have any CITI card so looking at acquiring one in the near future.

 

 


Citi usually either pulls EX or EQ. Seems to be a mixed bag. Best way to estimate is to check credit pulls database and whogavemecredit.

In Socal they can pull either EX or EQ so there's no real way to predict.

On the plus side they don't seem to double or triple pull much. They usually base their decision on just 1 inquiry.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 6 of 18
injustifiiable
Valued Contributor

Re: Which CB does CITI pull

When I apped for the Forward last year, they did EX.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 7 of 18
armbenderc
Valued Contributor

Re: Which CB does CITI pull


@CS800 wrote:

Trying to figure out which one they pull. I dont have any CITI card so looking at acquiring one in the near future.

 

 


EQ for me in Texas, they also SP'd EQ for CLI 6 months interval, anything more or if you don't accept computer offer, it will be HP.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 8 of 18
BearsAndTurtlesRtheBest
Senior Contributor

Re: Which CB does CITI pull

EQ here in socal

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 9 of 18
rex_03
Contributor

Re: Which CB does CITI pull

EX in Florida
Message 10 of 18
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