@Anonymous wrote:
So I am brand new to this forum and really trying to bump up my credit.
Current scores on myfico are 651, 640, 651
on Credit Karma 673,656
Now I have a couple of credit cards and a car loan I will be paying off over the next month or two
BoA Cash Rewards $900 balance ($1,000 limit)
Capital One NHR $1900 balance ($2,000 limit)
And a car loan with a balance of $9,000
Both sites are recommending the Barclaycard Rewards and that NFL Points card (I know this is based on marketing from these companies as well too)
Goal is to have $0 balances but also to increase my available credit and thus boost my score.
Now my wife has roughly 800 credit and I am going to have her make me an Auth User on her Loft Visa card that has a $10,000 balance as well.
In the future I want to get just a solid airline card (probably Delta or United) and an AMEX card just based on what I have heard towards having the available credit.
Thanks.
Welcome to the forums. Can't give any better advice than already given. You know what you need to do now. good luck!
'diver
