Which Card works??

[Anonymous]

So I would like to know if someone could shed some light. If possible I would like to open a credit card with prime lender. The only card I have from a prime lender (bofa/amex) is an AU. Here is what I have.

Fico scores: EQ: 681  TU:675  

AAoA about 4 years (recently opened macy's, chevron, and hsbc)

utli: 15% (should go down to around 5% by end of month)

AMEX CC (AU)

Bofa CC (AU) $13k

HSBC houshold $750

Macy's $600

Chevron gascard $300

No lates and all in good standing

Baddies:

BofA and HSBC cards were sent to collections

3 CA

All of these were around 2003 and should start falling off between the next 1-2 years.3

I do'nt care about AAoA cause I just went back to school and won't be buying a house or any big purchase for at least 3-4 years. I can let these account age.

[Anonymous]

U should give a credit union a try. With all of the crap these prime lenders r taking people thru a credit union would be a more safe move to make.

[Anonymous]

is there a way to find out which credit unions in my area are more financially stable or most likely to approve for new credit cards?

[Anonymous]

---

@Anonymous wrote:
is there a way to find out which credit unions in my area are more financially stable or most likely to approve for new credit cards?

---

I don't know about the latter, but you can look up the former here:

Bauer Financial

Message Edited by Ulan on 06-24-2009 10:12 PM