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Which Card?

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ineedcreditbad
Regular Contributor
‎03-31-2008 08:31 PM
‎03-31-2008 08:31 PM

Which Card?

Guys,
 
Need some advise on where can I find a CC with these benefits. The card needs to have the following
 
Points that can be redeemed for anything
Points never expire
No limit on points
No Annual fee
Car Rental Insurance
Travel Insurance
Extended Warranty
 
Anything apart from an Amex or a card thats needs to be PIF.
 
Suggestions anyone?
 
Message 1 of 21
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20 REPLIES 20
Anonymous
Not applicable
‎03-31-2008 08:33 PM
‎03-31-2008 08:33 PM

Re: Which Card?

I think there is a Capital One card or two that might fit this description.
Message 2 of 21
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Anonymous
Not applicable
‎03-31-2008 08:37 PM
‎03-31-2008 08:37 PM

Re: Which Card?


ineedcreditbad wrote:
 
Points that can be redeemed for anything

Define "anything."
 
I agree with FM, except I'm not sure about the Extended Warranty part.

 
Message 3 of 21
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Anonymous
Not applicable
‎03-31-2008 08:42 PM
‎03-31-2008 08:42 PM

Re: Which Card?


@ineedcreditbad wrote:
Guys,
Need some advise on where can I find a CC with these benefits. The card needs to have the following
Points that can be redeemed for anything
Points never expire
No limit on points
No Annual fee
Car Rental Insurance
Travel Insurance
Extended Warranty
Anything apart from an Amex or a card thats needs to be PIF.
Suggestions anyone?


amex gold rewards or amex blue
Message 4 of 21
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ineedcreditbad
Regular Contributor
‎03-31-2008 08:43 PM
‎03-31-2008 08:43 PM

Re: Which Card?

Cap1 hmmm but arent their limits like $500
Message 5 of 21
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Anonymous
Not applicable
‎03-31-2008 08:44 PM
‎03-31-2008 08:44 PM

Re: Which Card?


ineedcreditbad wrote:
Cap1 hmmm but arent their limits like $500

Only on their rebuilder cards.  Their prime cards are actally very good as far as rewards go.
 
What's your credit like?

 
Message 6 of 21
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ineedcreditbad
Regular Contributor
‎03-31-2008 08:54 PM
‎03-31-2008 08:54 PM

Re: Which Card?

As per Credit Secure my scores are
 
EX 708
EQ 727
TU 707
 
No baddies 3 CC very low utilization, a couple of student loans not in repayment and a car loan.  
Message 7 of 21
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Anonymous
Not applicable
‎03-31-2008 08:56 PM
‎03-31-2008 08:56 PM

Re: Which Card?


ineedcreditbad wrote:
As per Credit Secure my scores are
 
EX 708
EQ 727
TU 707
 
No baddies 3 CC very low utilization, a couple of student loans not in repayment and a car loan.  

Well, those aren't FICOs, but if they're the best we have to go by, I'd say forget the Cap1 prime cards.  You'll get a decent card with Cap1 in the low 700s, not one of the rebuilders most likely, but it won't be one of the ones they have for "Excellent Credit," which is the only kind of Cap1 card worth having IMO.
 
Message 8 of 21
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ineedcreditbad
Regular Contributor
‎03-31-2008 09:00 PM
‎03-31-2008 09:00 PM

Re: Which Card?

A limit of 700 only.
Message 9 of 21
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ineedcreditbad
Regular Contributor
‎03-31-2008 09:01 PM
‎03-31-2008 09:01 PM

Re: Which Card?

What about chase or citibank cards?
 
Message 10 of 21
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