Which PenFed Card gave you the highest Credit Limit?

[JoshNurse]

Which PenFed Card gave you the highest Credit Limit?

and what limit did you get?   Also score and annual income if you can.  I am trying to get a $15-20k penfed card.

[Andy77]

EQ 721

Bk discharged from 2009

1 % utilization

175k income

approved for Penfexd Amex 5k in Feb 2014...used a lot and PIF, asked for increase in May 2014, system approved for 20k

You will get a high limit!

[JoshNurse]

Hi what is PIF?  Also Can I get a penfed card without being in the military?  None of my familly has been in the military.

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@Andy77 wrote:

EQ 721

Bk discharged from 2009

1 % utilization

175k income

approved for Penfexd Amex 5k in Feb 2014...used a lot and PIF, asked for increase in May 2014, system approved for 20k

You will get a high limit!

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[myjourney]

PIF=Pay in full

[longtimelurker]

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JoshNurse wrote:

 Also Can I get a penfed card without being in the military?  None of my familly has been in the military.

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Penfed isn't like some of the military CUs, such as Navy and USAA.  Anyone can join, after making a donation (~$20) to one of two associated charities.

[r34dy2fly]

I think Voices of America is one of them. Just check out their website as they'll have a link and your options for becoming a member. 

Lucky for me, they take Vets unlike Navy Fed.

[r34dy2fly]

EQ 771

15% utilization

Initially approved for PenFed at $15,000 after being verified by their loan officer. 

[r34dy2fly]

Side note, this is my Defender card from PenFed.

[Anonymous]

Just recently got approved for their Travel Rewards Amex with limit $5000

Annual income: 34,000

Score on EQ in the mid 700s I think. I also only had a 2 year credit history. 

I think that the underwriting dept would treat any application the same for cl purposes. It doesn't matter what card you apply for, they'll give you the same limit. I think. Do people agree? 

Side note: you can join PenFed if you are a Red cross member, which they define as having given blood ever. So if you have no scrupules about saving $15, you can just say you gave blood although I personally wouldn't do it if it weren't true. 

[CardsLifeLine]

Annual income =86K

EQ = 705

Inquiries :12 

4 new accounts in last 2 months