Which banks issue multiple cards with one hard pull?

[Anonymous]

Hello everyone,
I would like to hear from anyone who has been able to get two or three cards/ loans at once with a bank or credit unioun with only one hard pull. I'm aware of Amex + pen fed.

Has anyone got a biz and personal card with the same pull?

Im eyeing fnbo, bbva, and usaa.

Anyone please chime in with some data points

[Anonymous]

I use Penfed and Security Service Federal Credit Union. SSFCU uses TU8 and a single pull is good for 60 days. They will issue multiple products up to $50,000 combined depending on creditworthiness. They have a great travel rewards card, imo and are very easy to work with. I have a young file and have not been denied for anything I've asked for. Membership is easy to obtain. I was able to join simple because my adult daughter lives in San Antonio, but they tout there are thousands of ways to join. 

Best of luck to you!

[atst2000]

Regarding SSFCU Missliz what CR do they pull? Any stats you can provide about them?

[Anonymous]

“TU08” as stayed in the previous post means that they pull your Transunion FICO 8 score.

I see you are a new user, so welcome to the forums! You’ll find acronyms all over these forums.

[CreditWolf]

you can convince any lender to use the same hard pull for multiple products worth a try lol doesn't work most of the time ...

[Shadowfactor]

Combining hardpulls and reuse of hardpulls are two different things.

The following must be done on the same day and combine the HP most of the time.
Amex
Chase
US Bank
BoA

I’m sure there’s more but those are the ones I have personal experience with.

Penfed will reuse a HP 30-90 days.
I’m sure there’s other CU out there that reuse HP

https://www.doctorofcredit.com/card-issuers-that-combine-multiple-credit-pullsinquiries/

[atst2000]

So I went ahead and applied for a savings account with RBFCU hearing they pull TU and one pull for 45 days. Got to the stupid credit verification questions and it failed? It asked me some questions that did pertain to me then a couple bogus ones that were wayyy off and somehow it still failed...so now I have to wait I guess for them to approve me or whatever. It was really annoying to say the least. I even paid the $1 to open the account.

[Anonymous]

Thanks for getting back to me. Im so seeing if elidgeable for them in Ca. Did they ask for proof of income and financials for your approvals?