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Which card is easy to get approved? Pls help

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Anonymous
Not applicable

Re: Which card is easy to get approved? Pls help

In ur experience, which card do you know I will get approved? Smiley Happy
Message 11 of 84
CS800
Super Contributor

Re: Which card is easy to get approved? Pls help

With your scores, I would try a Barclay card or even an AMEX.

 

So you care it it's a charge card (no credit limt) or a credit card (preset credt limit)?




Message 12 of 84
Anonymous
Not applicable

Re: Which card is easy to get approved? Pls help

amex i would try


@CS800 wrote:

With your scores, I would try a Barclay card or even an AMEX.

 

So you care it it's a charge card (no credit limt) or a credit card (preset credt limit)?


 

Message 13 of 84
Anonymous
Not applicable

Re: Which card is easy to get approved? Pls help

I would like a real card with limit.
I have another question. I just got married and changed my last name to my married name just a couple of weeks ago. Is it gonna affect my prequalification status?
I tried to get prequalified on AmEX.com using my new name and new address. They dont have any prequalified offers for me :/
Message 14 of 84
Anonymous
Not applicable

Re: Which card is easy to get approved? Pls help


@Anonymous wrote:
My score is listed above. I dont know why it asked me again for a new login name. Im user POT121 also. Lol

it shows ur scores now,, but not b4

Message 15 of 84
kjm79
Valued Contributor

Re: Which card is easy to get approved? Pls help


@Anonymous wrote:
My score is listed above. I dont know why it asked me again for a new login name. Im user POT121 also. Lol

Those scores aren't FICO scores unfortunately.  But credit card companies generally use a credit card enhanced score anyways, which you can't buy.  You have the least amount of inquiries on TU and Barclays pulls TU.  May be your best best.  But your current cards are so close to their limits so your utilizations is pretty high.  If you try for Barclays and get denied, you can call and ask for a recon.   They are great in granting recons.  You might want to start by pulling your FICO scores though, to get a better idea of where you really stand. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 16 of 84
Anonymous
Not applicable

Re: Which card is easy to get approved? Pls help

have u filed ur new name yet with the county? it takes abit for that stuff to report,, u might want to try with ur old name, and if that does'nt work call them


@Anonymous wrote:
I would like a real card with limit.
I have another question. I just got married and changed my last name to my married name just a couple of weeks ago. Is it gonna affect my prequalification status?
I tried to get prequalified on AmEX.com using my new name and new address. They dont have any prequalified offers for me :/

 

Message 17 of 84
Anonymous
Not applicable

Re: Which card is easy to get approved? Pls help

Thanks for your reply. Smiley Happy how can i get FICO scores? Sorry im new to this. Im only 22. Lol Smiley Happy
Message 18 of 84
kjm79
Valued Contributor

Re: Which card is easy to get approved? Pls help

You can get TU and EQ from this site.  You can't buy your EX sadly.  Smiley Mad


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 19 of 84
Anonymous
Not applicable

Re: Which card is easy to get approved? Pls help

What do u mean filed? I reported my name change on Experian and they updated my account already. I also changed my name on both my credit cards and bank accounts.
Message 20 of 84
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