Which card is easy to get approved? Pls help

[IowaGuy]

I know you won't listen to me but I would pay down your cards first. If you can't afford to pay down current credit, then more credit just makes things worse. Eventually you'll just be paying interest and half principle. I hate to sound like a fuddy duddy, but I think some truth is in order.

[Anonymous]

thanks! I appreciate your advice. I thought about that. And maybe ill do it.

[IowaGuy]

well I've been down that road, and it sucks. When credit card money doesn't feel like real money, bad things happen. Good luck in whatever you do.

[LS2982]

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@IowaGuy wrote:
I know you won't listen to me but I would pay down your cards first. If you can't afford to pay down current credit, then more credit just makes things worse. Eventually you'll just be paying interest and half principle. I hate to sound like a fuddy duddy LMAO but I think some truth is in order.

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+1

[Anonymous]

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@IowaGuy wrote:
well I've been down that road, and it sucks. When credit card money doesn't feel like real money, bad things happen. Good luck in whatever you do.

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it feels real when u have been working on ur credit for 5+ years

[LS2982]

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@Anonymous wrote:

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@IowaGuy wrote:
well I've been down that road, and it sucks. When credit card money doesn't feel like real money, bad things happen. Good luck in whatever you do.

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it feels real when u have been working on ur credit for 5+ years

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It feels real for me just 10 months into rebuilding, I dont wanna mess this up!! Like Tony Montana says "I straight up to the top for me mang, I cant lose"

[Anonymous]

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@LS2982 wrote:

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@Anonymous wrote:

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@IowaGuy wrote:
well I've been down that road, and it sucks. When credit card money doesn't feel like real money, bad things happen. Good luck in whatever you do.

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it feels real when u have been working on ur credit for 5+ years

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It feels real for me just 10 months into rebuilding, I dont wanna mess this up!! Like Tony Montana says "I straight up to the top for me mang, I cant lose"

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amen brother

[Anonymous]

I just tried the 10day trial of myfico score watch. My EQ score is only 657 :/ thats a big difference from mu experian plus score which is 697. I am gonna cancel my experian subscription now!!!

[Anonymous]

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@Anonymous wrote:
I just tried the 10day trial of myfico score watch. My EQ score is only 657 :/ thats a big difference from mu experian plus score which is 697. I am gonna cancel my experian subscription now!!!

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FAKO scores (like the one you get from Experian) are pretty much total nonsense anyway. It's unfortunate that they're the only ones we can get easily for EX, but it doesn't make it any less useless. Since they don't use the same FICO scoring model, they really don't give you a real idea of what your score looks like to creditors.

[Anonymous]

Hey guys, i never applied for the barclay and walmart card. Im afraid im not gonna get approve.
Cos both my cards have high util. About 75% on both. 1 card will be 2 yrs on feb 2012 and my ohther one is only 5mos old.
My FICO EQ score is only 657.

Do i still get a chance of getting approve for a new card?
I wanna get one to transfer balance with low interest. To lower the util on my 2 cards.

I got 7 inqs on my EQ and 2 on TU and 5 on EX