Which card is easy to get approved? Pls help

[Carlile92]

I would go for Barclays card they have great recon if denied my utilization was 99 percent just explain reason saying how reporting dates are it makes it look bad you will get probably 1500 cl

[casmith1980]

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@IowaGuy wrote:
I know you won't listen to me but I would pay down your cards first. If you can't afford to pay down current credit, then more credit just makes things worse. Eventually you'll just be paying interest and half principle. I hate to sound like a fuddy duddy, but I think some truth is in order.

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Hopefully the quote feature worked from my iPad. I actually second this. If you're making minimum payments on cards with high utilization, the balances are being decreased VERY slowly. To add additional cc debt for a want rather than a need prior to paying off balances will just end in disaster.

[Anonymous]

Thanks for the reply. Do you think its okay to apply even if my cap1 card is too new? Only 5mos old. And high util on both CAP1 and BoA.

When you got denied, what ecactly did you tell them for reconsideration? How much APR they gave you? And what barclay card did you get?

May I ask how much CC you currently have when you applied?

I only have 2 CC and totalling of $1100 CL of both cards. No loans at all. No BK. Clean history but not established yet. Only going 2yrs my oldest CC

[Anonymous]

Im forgetting about my WANTS. Now my goal is to get a new card to transfer bslance to lower my other cards. When i get income tax next yr, i will pay more to lower and keep the new card low util. Thanks for advice guys!! Needed help